USES

Savings Secured Visa® from VyStar® Credit Union Review

Savings Secured Visa® from VyStar® Credit Union — all information about the credit card.

Updated December 19, 2023
Advertiser Disclosure Our Methodology
VyStar® Credit Union Savings Secured Visa®
Apply now
Our Rating:
2.97 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    18.00%
  • Balance Transfer APR:
    18.00%
Show more

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Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 18.00%
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 18.00%
  • APR for Cash Advances
    • 18.00%

Fees

  • Annual Fee
    • $0
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $25
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • No Intro APR period
  • No rewards

Features

Classic
Visa
  • No Annual Fee
  • No foreign transaction fees
  • Poor Credit

About the issuer

VyStar® Credit Union
VyStar® Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

18 year old
Gold Preferred® Secured Visa® Applied Bank
Secured Visa® Gold Preferred® Credit Card
Applied Bank®
4.23 out of 5
Recommended credit score
score
No Credit History to Poor (0-579)
  • $48
    Annual Fee
  • 9.99%
    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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On Applied Bank®‘s site
First Progress Platinum Prestige Mastercard® Secured Synovus Bank
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3.8 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $49
    Annual Fee
  • 15.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
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First Progress Platinum Select Mastercard® Secured Synovus Bank
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3.5 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $39
    Annual Fee
  • 19.24%
    Regular APR
  • 1%
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See Another Credit Cards in the Bank

VyStar® Credit Union Savings Secured Visa® is an option for those, who need Classic features. With an APR of 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With VyStar® Credit Union Savings Secured Visa® you will get such features as No Annual Fee, No foreign transaction fees, Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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