SunTrust Bank mortgage

Learn more about SunTrust Bank mortgage rates and compare this lender to others.

Updated December 14, 2024
4.4 out of 5

NLMS: 2915

Check SunTrust Bank mortgage rates

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Loans offered:
Purchase, Refinance, Home Equity, Jumbo, Fixed, Adjustable, FHA, VA, USDA
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Min. credit score required:
620
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Min. down payment:
3%
For example, if you apply for a 15-year $400,000 mortgage with an interest rate of 6.15% and a down payment of 10% you would receive $360,000 and make 180 payments of $3,067.14. The total amount paid would be $552,084.

Information about bank

  • Organisation:
    SunTrust Bank
  • Website:
  • Headquarters:
    303 Peachtreet Street, Northeast Atlanta Georgia

SunTrust Bank Mortgage Pros&Cons

Pros:
  • Wide range of mortgage options. There is an excellent selection of loan products to meet a variety of needs.
  • Rated A+ by BBB. The Better Business Bureau (BBB) has awarded SunTrust an A+ rating for delivering exceptional customer service.
  • No credit score, no problem. SunTrust will use alternative credit scoring data to determine your eligibility if you don’t have a credit score.
Cons:
  • Higher than average interest rates. Compared to other banks, SunTrust’s mortgage rates are a bit on the high side.
  • Some states are excluded. If you’re in Alaska, Arizona, Hawaii or Oregon, you can’t apply for a mortgage.