Truist Bank mortgage
Learn more about Truist Bank mortgage rates and compare this lender to others.
Updated May 08, 2024
NLMS: 2915
Check Truist Bank mortgage rates
Loans offered:
Purchase, Refinance, Home Equity, Jumbo, Fixed, Adjustable, FHA, VA, USDA
Min. credit score required:
620
Min. down payment:
3%
For example, if you apply for a 15-year $400,000 mortgage with an interest rate of 6.15% and a down payment of 10% you would receive $360,000 and make 180 payments of $3,067.14. The total amount paid would be $552,084.
Information about bank
- Organisation:Truist Bank
- Website:
- Headquarters:214 N Tryon St Charlotte, NC 28202
- General account information, Debit cards:
- Credit Cards:
- EasySend:
- Insurance - Claims center:
- Insurance - Personal insurance service center:
- Insurance - Life and Health insurance sales center:
- Insurance - Personal insurance sales center:
- BB&T Investments:
- BB&T Wealth:
- Loans:
- Mortgages:
- BB&T online banking support:
Truist Bank Mortgage Pros&Cons
Pros:
- Various mortgage products are available. You’ll find that Truist offers a range of mortgage types, including conventional, government-backed, low down payment and zero payment options.
- Preapproval is available. Being preapproved for a mortgage means you can find out how much you can borrow without Truist running a hard credit check.
Cons:
- Not all states can apply. Residents of Alaska, Arizona, and Hawaii cannot apply for a mortgage.
- Lack of transparency on borrower requirements. You won’t find the minimum requirements for a mortgage application online.