Truist Bank mortgage

Learn more about Truist Bank mortgage rates and compare this lender to others.

Updated March 03, 2024
3.99 out of 5

NLMS: 2915

Check Truist Bank mortgage rates

Loans offered:
Purchase, Refinance, Home Equity, Jumbo, Fixed, Adjustable, FHA, VA, USDA
Min. credit score required:
Min. down payment:
For example, if you apply for a 15-year $400,000 mortgage with an interest rate of 6.15% and a down payment of 10% you would receive $360,000 and make 180 payments of $3,067.14. The total amount paid would be $552,084.

Information about bank

  • Organisation:
    Truist Bank
  • Website:
  • Headquarters:
    214 N Tryon St Charlotte, NC 28202

Truist Bank Mortgage Pros&Cons

  • Various mortgage products are available. You’ll find that Truist offers a range of mortgage types, including conventional, government-backed, low down payment and zero payment options.
  • Preapproval is available. Being preapproved for a mortgage means you can find out how much you can borrow without Truist running a hard credit check.
  • Not all states can apply. Residents of Alaska, Arizona, and Hawaii cannot apply for a mortgage.
  • Lack of transparency on borrower requirements. You won’t find the minimum requirements for a mortgage application online.