Debt Consolidation Loan from Best Egg
Debt Consolidation Loan from Best Egg - see full info about rates, terms, credit score.
Updated February 08, 2023
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APR Range
7.99 - 35.99%
Amount
up to $50,000
Term
up to 60 months
Minimum credit score:
Good (670-739)
No early payoff penalty
See full info about rates in different states
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- Loan purpose:Debt Consolidation Loan
- Lender:
- Bank:Cross River Bank
- Credit Level:Good (670-739)
- When funds are available:1-3 business days.
Fees
- Origination fee0.99 - 8.99%
- Early payment feeNo early payment fees.
- Late fee$15
Pros & Cons
Pros:
- Fast approval
- Low fixed rates
- Fast funding
Cons:
- Fee charged
Rates
Rates
7.99 - 35.99%
Term
36 - 60 months
Loan Amount
$2,000 - $50,000
Special conditions in the states listed below:
- Georgia have a minimum loan amount of $3,000
- Massachusetts have a minimum loan amount of $6,500
- New Mexico have a minimum loan amount of $5,000
- Ohio have a minimum loan amount of $5,000
List of states where Best Egg loan is not available:
- District of Columbia
- Iowa
- Vermont
- West Virginia
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- What you need to get approved (Qualifications)700 FICO® score
- Requirements Description
- Сontact information (address, phone number, and email)
- Date of birth
- Your social security number
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Description
Best Egg is a national online lending platform offering personal loans starting at $2,000 for a variety of purposes.
A debt consolidation loan is an unsecured personal loan that can help you consolidate different types of debt.
There are no prepayment penalties, so you can pay off the loan ahead of schedule without extra fees.
Best Egg origination fees vary from 0.99% to 8.99%. Origination fees on a loan term four years or longer will be a minimum of 4.99%.
The quote you receive is based on multiple factors, including: Credit score and history, Income, Debt obligations, Loan amount, Repayment term (36 vs. 60 months).