Best Egg Home Improvement Loan Review

Home Improvement Loan from Best Egg - see full info about rates, terms, credit score.

Updated February 08, 2023
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2.97 out of 5
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On partner's site

Check your personal loan rates

scorer
APR Range
7.99 - 35.99%
scorer
Amount
up to $50,000
scorer
Term
up to 60 months
scorer
Minimum credit score:
Good (670-739)
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No early payoff penalty
See full info about rates in different states

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Options

  • Loan purpose:
    Home Improvement Loan
  • Lender:
    Marlette Funding, LLC
  • Bank:
    Cross River Bank
  • Credit Level:
    Good (670-739)
  • When funds are available:
    1-3 business days.

Fees

  • Origination fee
    0.99 - 8.99%
  • Early payment fee
    No early payment fees.
  • Late fee
    $15

Pros & Cons

Pros:
  • Fast approval
  • Low fixed rates
  • Fast funding
Cons:
  • Fee charged

Rates

Rates
7.99 - 35.99%
Term
36 - 60 months
Loan Amount
$2,000 - $50,000
Special conditions in the states listed below:
  • Georgia have a minimum loan amount of $3,000
  • Massachusetts have a minimum loan amount of $6,500
  • New Mexico have a minimum loan amount of $5,000
  • Ohio have a minimum loan amount of $5,000
List of states where Best Egg loan is not available:
  • District of Columbia
  • Iowa
  • Vermont
  • West Virginia
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • What you need to get approved (Qualifications)
    700 FICO® score
  • Second loan
    Your total existing Best Egg loan balances cannot exceed $50,000.
  • Requirements Description
    • Сontact information (address, phone number, and email)
    • Date of birth
    • Your social security number

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Description

  • Best Egg is a national online lending platform offering personal loans starting at $2,000 for a variety of purposes.

    Home Improvement Loans can be used for a variety of renovations, home-related expenses, and repairs.

    There are no prepayment penalties, so you can pay off the loan ahead of schedule without extra fees.

    Best Egg origination fees vary from 0.99% to 8.99%. Origination fees on a loan term four years or longer will be a minimum of 4.99%.

    The quote you receive is based on multiple factors, including: Credit score and history, Income, Debt obligations, Loan amount, Repayment term (36 vs. 60 months).

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