Debt Consolidation Loan from Credit Direct®
Debt Consolidation Loan from Credit Direct® - see full info about rates, terms, credit score.
Updated December 12, 2022
Learn more
Check your personal loan rates
APR Range
4.99 - 29.99%
Amount
up to $40,000
Term
up to 60 months
Minimum credit score:
Poor (300-579)
No early payoff penalty
No origination fee
See full info about rates in different states
We recommend more loans
LightStream
Personal Loan
5.99 - 21.49 %
APR
2 - 6 years
Loan Term
$5,000 - $100,000
Loan Amount
Check rates
On partner's site
Marcus by Goldman Sachs
Personal Loan
6.99 - 24.99 %
APR
3 - 6 years
Loan Term
$3,500 - $40,000
Loan Amount
Check rates
On partner's site
Upstart
Personal Loan
5.6 - 35.99 %
APR
3 - 5 years
Loan Term
$1,000 - $50,000
Loan Amount
Check rates
On partner's site
Options
- Loan purpose:Debt Consolidation Loan
- Lender:
- Credit Level:Poor (300-579)
- When funds are available:1 business day.
Fees
- Early payment feeNo early payment fee.
Pros & Cons
Pros:
- Fast funding
Cons:
- Available in just 11 states
Rates
Rates
4.99 - 29.99%
Term
12 - 60 months
Loan Amount
$1,000 - $40,000
List of states where Credit Direct® loan is not available:
- Alaska
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Dakota
- Ohio
- Oregon
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Utah
- Vermont
- Virginia
- Washington
- Wisconsin
- West Virginia
- Wyoming
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- Requirements Description
- 2 months of any/all bank statements
- 1 months worth of ALL pay stubs
- Most recent W2
- Copy of Government Issued ID (typically driver’s license or passport)
Check loans from other lenders
Payoff®
Personal Loan
Recommended credit score
Good (670-739)
- 8.99 - 29.99 %APR
- 2 - 5 yearsLoan Term
- $5,000 - $40,000Loan Amount
Check rates
On partner's site
LendingClub
Personal Loan
Recommended credit score
Poor (300-579)
- 8.3 - 36 %APR
- 3 - 5 yearsLoan Term
- $1,000 - $40,000Loan Amount
Check rates
On partner's site
SoFi
Personal Loan
Recommended credit score
Good (670-739)
- 7.99 - 23.43 %APR
- 2 - 7 yearsLoan Term
- $5,000 - $100,000Loan Amount
Check rates
On partner's site
Description
Loans funded by Credit Direct® offer fixed interest rates from 4.99% APR to 29.99% APR for loan amounts from $1,000 to $40,000.
Loan repayment terms range from 12 months to 60 months. There are no administration fees.
Avant
Personal Loan
Check rates
On partner's site
Prosper
Personal Loan
Check rates
On partner's site
Best Egg
Personal Loan
Check rates
On partner's site