Travel Loan from Discover Bank
Travel Loan from Discover Bank - see full info about rates, terms, credit score.
Updated December 12, 2022
Learn more
Check your personal loan rates
APR Range
5.99 - 24.99%
Amount
up to $35,000
Term
up to 84 months
Minimum credit score:
Fair (580-669)
No early payoff penalty
No origination fee
See full info about rates in different states
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Options
- Loan purpose:Travel
- Bank:
- Credit Level:Fair (580-669)
- When funds are available:1 business day.
Fees
- Origination feeNo origination fee.
- Early payment feeNo early payment fee.
- Late fee$39
Pros & Cons
Pros:
- No Origination Fee
- Fast payment
- Flexible repayment terms
Cons:
- Late Payment Fee
- No secured loan options
- No cosigners allowed
Rates
Rates
5.99 - 24.99%
Term
36 - 84 months
Loan Amount
$2,500 - $35,000
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- What you need to get approved (Qualifications)FICO® score 660 or higher.
- Ages
You need to be 18 or older and a U.S. citizen.
- Requirements Description
- Personal information (Name, Address, Phone Number, Date of Birth, Social Security Number)
- Income Particulars (Income Type, Pay Method, Pay Frequency, Monthly Income)
- Banking Details (Account Type, Account & Routing Numbers, Age of Account)
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Description
Discover Bank offers interest rates from 5.99% to 24.99%. Discover offers personal loans of up to $35,000 in 50 states.
The bank doesn't offer bad credit loans.
Discover offers a 30-day money-back guarantee on its loans. You can return the loan funds within 30 days without paying any interest.
Discover charges a $39 late fee.