Home Improvement Loan from First Citizens Bank

Home Improvement Loan from First Citizens Bank - see full info about rates, terms, credit score.

Updated December 12, 2022
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4.94 out of 5
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Check your personal loan rates

scorer
APR Range
4.49 - 5.67%
scorer
Amount
up to $75,000
scorer
Term
up to 84 months
scorer
Minimum credit score:
Good (670-739)
scorer
No early payoff penalty
See full info about rates in different states

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Options

  • Loan purpose:
    Home Improvement Loan
  • Bank:
    First Citizens Bank
  • Credit Level:
    Good (670-739)
  • When funds are available:
    1 business day.

Fees

  • Origination fee
    $75

Pros & Cons

Pros:
  • Quick and simple
  • Fast funding
  • No collateral
Cons:
  • Origination Fee

Rates

Rates
4.49 - 5.67%
Term
36 - 84 months
Loan Amount
$10,000 - $75,000
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • Requirements Description
    • Name
    • Property address
    • Photo ID (driver license or passport)
    • Employment and income information
    • Amount you wish to borrow

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Description

  • A home improvement loan is unsecured. The Loan does not require equity or collateral. You can borrow any amount between $10,000 and $75,000.

    The Bank charges a loan origination fee of $75.

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