Secured Personal Loan from KeyBank
Secured Personal Loan from KeyBank - see full info about rates, terms, credit score.
Updated August 22, 2022
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Check your personal loan rates
APR Range
4.99 - 15.32%
Amount
up to $50,000
Term
up to 60 months
Minimum credit score:
Excellent (740-799)
No early payoff penalty
No origination fee
See full info about rates in different states
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Options
- Loan purpose:Personal Loan
- Bank:
- Credit Level:Excellent (740-799)
- When funds are available:The same day.
Fees
- Origination feeNo origination fee.
- Early payment feeNo early payment fees.
Pros & Cons
Pros:
- No fees
- Fast approval and funding
- Rate discount for autopay
Cons:
- Only available in 15 U.S. states
- Credit score of 780 or higher
- Collateral Needed
Rates
Rates
4.99 - 15.32%
Term
12 - 60 months
Loan Amount
$5,000 - $50,000
Autopay
0.25%*
* In case of using Autopay service your rate is reduced by 0.25%
List of states where KeyBank loan is not available:
- Alabama
- Arizona
- Arkansas
- California
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Illinois
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maryland
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Oklahoma
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Virginia
- Wisconsin
- West Virginia
- Wyoming
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- What you need to get approved (Qualifications)FICO® score 780 or higher.
- Ages
Be 18 years of age or older.
- Residence
Live within the following states: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA.
- Requirements Description
- Personal and business information (such as tax returns and financial statements)
- Certify that all information submitted in the application is true and correct
- Authorize the bank and/or a credit bureau to investigate the information on the application
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Description
The Annual Percentage Rate of Keybank personal loans ranges between 4.99% to 15.32%.
The APR may vary based on the state of residence. The APR charged by KeyBank across Key's footprint (OH, IN, MI, PA, NY, MA, CT, VT, ME, CO, ID, UT, WA, OR, AK) includes a 0.25% discount for electing to have the monthly payment automatically deducted from a KeyBank checking or savings account.
The loan amount ranges from $5,000 to $50,000.
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