Home Improvement Loan from Navy Federal Credit Union
Home Improvement Loan from Navy Federal Credit Union - see full info about rates, terms, credit score.
Updated December 12, 2022
Learn more
Check your personal loan rates
APR Range
7.49 - 18%
Amount
up to $50,000
Term
up to 180 months
Minimum credit score:
Poor (300-579)
No early payoff penalty
No origination fee
See full info about rates in different states
We recommend more loans
LightStream
Personal Loan
5.99 - 21.49 %
APR
2 - 6 years
Loan Term
$5,000 - $100,000
Loan Amount
Check rates
On partner's site
Marcus by Goldman Sachs
Personal Loan
6.99 - 24.99 %
APR
3 - 6 years
Loan Term
$3,500 - $40,000
Loan Amount
Check rates
On partner's site
Upstart
Personal Loan
5.6 - 35.99 %
APR
3 - 5 years
Loan Term
$1,000 - $50,000
Loan Amount
Check rates
On partner's site
Options
- Loan purpose:Home Improvement Loan
- Bank:
- Credit Level:Poor (300-579)
- When funds are available:The same day.
Fees
- Origination feeNo origination fee.
- Early payment feeNo early payment fee.
- Late fee$29
Pros & Cons
Pros:
- No prepayment fees
- No origination fee
- No collateral required
Cons:
- No autopay discount
Rates
Loan amount | Loan term (months) | |||||
---|---|---|---|---|---|---|
12-36 | 37-60 | 61-180 | ||||
$250 - $50,000 | 7.49% - 18.00% | 14.79% - 18.00% | N/A | |||
$25,000 - $50,000 | N/A | N/A | 15.29% - 18.00% |
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- Requirements Description
- Current employment and income (including your employer's name and contact information)
- Contact information, including phone number and email
- Information about your co-applicant, if applicable (date of birth, address, phone number, email, income, employer's name and phone number, Social Security Number, NFCU Access Number)
Check loans from other lenders
Payoff®
Personal Loan
Recommended credit score
Good (670-739)
- 8.99 - 29.99 %APR
- 2 - 5 yearsLoan Term
- $5,000 - $40,000Loan Amount
Check rates
On partner's site
LendingClub
Personal Loan
Recommended credit score
Poor (300-579)
- 8.3 - 36 %APR
- 3 - 5 yearsLoan Term
- $1,000 - $40,000Loan Amount
Check rates
On partner's site
SoFi
Personal Loan
Recommended credit score
Good (670-739)
- 7.99 - 23.43 %APR
- 2 - 7 yearsLoan Term
- $5,000 - $100,000Loan Amount
Check rates
On partner's site
Description
Navy Federal Credit Union offers loans ranging from $250 to $50,000. Personal loans are available only to Navy Federal members.
The APR range is from 7.49% to 18.00%.