Debt Consolidation Loan from OneMain Financial
Debt Consolidation Loan from OneMain Financial - see full info about rates, terms, credit score.
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Options
- Loan purpose:Debt Consolidation Loan
- Lender:
- Credit Level:Poor (300-579)
- When funds are available:1 business day.
Fees
- Origination fee$25 - $500
- Late fee$5 - $30
- Returned check fees$10 - $50
Pros & Cons
- Secured and unsecured options
- Poor-credit applicants considered
- Origination fee
- Extra Fees
- High Rates
Rates
- Alabama have a minimum loan amount of $2,100
- California have a minimum loan amount of $3,000
- Georgia have a minimum loan amount of $3,100
- North Carolina have a minimum loan amount of $1,500
- Ohio have a minimum loan amount of $2,000
- Virginia have a minimum loan amount of $2,600
- Alaska
- Arkansas
- Connecticut
- Massachusetts
- Rhode Island
- Vermont
Requirements
- Ages
To qualify, you must be at least 18 years old.
- Requirements Description
Before you close your loan, OneMain will need you to provide the following documents:
- A copy of a valid, government-issued ID (e.g. driver’s license or passport)
- Your Social Security card
- Proof of residence (e.g. a driver’s license with your current address, a utility bill, or a signed lease)
- Proof of income (e.g. pay stubs or tax returns)
Check loans from other lenders
- 8.99 - 29.99 %APR
- 2 - 5 yearsLoan Term
- $5,000 - $40,000Loan Amount
- 8.3 - 36 %APR
- 3 - 5 yearsLoan Term
- $1,000 - $40,000Loan Amount
- 7.99 - 23.43 %APR
- 2 - 7 yearsLoan Term
- $5,000 - $100,000Loan Amount
Description
OneMain Financial offers loans that range from $1,500 to $20,000. The annual percentage rate ranges from 18.00% to 35.99%.
You may be approved for an unsecured or a secured loan. A secured loan requires you to provide collateral, such as a motor vehicle, while an unsecured loan doesn’t require any collateral at all.
OneMain charges late payment fees. These fees may range from a flat amount of $5 to $30 per late payment, or they may be a percentage of your entire monthly payment amount or a percentage of the delinquent portion of your monthly payment amount, ranging from 1.5% to 15%.
The lender charges an origination fee. Flat fees vary by state and range from $25 to $500. Percentage fees range from 1% to 10% of the loan.