Debt Consolidation Loan from Oregon State Credit Union

Debt Consolidation Loan from Oregon State Credit Union - see full info about rates, terms, credit score.

Updated December 12, 2022
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5 out of 5
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Check your personal loan rates

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APR Range
8.24 - 17.99%
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Amount
up to $75,000
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Term
up to 36 months
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Minimum credit score:
Fair (580-669)
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No early payoff penalty
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No origination fee
See full info about rates in different states

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Options

Fees

  • Application fee
    No application fee.
  • Early payment fee
    No early payment fee.

Pros & Cons

Pros:
  • No application fees or prepayment penalty
  • Financial readiness and flexibility
Cons:
  • High APR

Rates

Rates
8.24 - 17.99%
Term
12 - 36 months
Loan Amount
$250 - $75,000
Autopay
0.25%*
* In case of using Autopay service your rate is reduced by 0.25%
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

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  • $5,000 - $100,000
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Description

  • Oregon State Credit Union offers a debt consolidation loan with rates ranging from 8.24% to 17.99%. You can borrow between $250 and $75,000. Repayment terms range from 12 to 60 months.

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