Home Improvement Loan from Peerform
Home Improvement Loan from Peerform - see full info about rates, terms, credit score.
Updated July 22, 2022
This personal loan currently unavailable on Myfin.us
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Options
- Loan purpose:Home Improvement Loan
- Lender:Peerform
- Credit Level:Poor (300-579)
- When funds are available:3 business days.
Fees
- Origination fee1 - 5%
- Application feeNo application fee.
- Early payment feeNo early payment fee.
- Late fee$15
- Check processing fees$15
Pros & Cons
Pros:
- No Prepayment Fee
- Low APR interest
Cons:
- Extra Fees
Rates
Rates
5.99 - 29.99%
Term
36 - 60 months
Loan Amount
$4,000 - $25,000
Special conditions in the states listed below:
- Colorado have a minimum loan amount of $4,000
- New York have a minimum loan amount of $4,000
List of states where Peerform loan is not available:
- Connecticut
- North Dakota
- Vermont
- Washington
- West Virginia
- Wyoming
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- What you need to get approved (Qualifications)FICO® score 600 or higher.
- Requirements Description
- Сontact information (address, phone number, and email)
- Date of birth
- Your social security number
- Income
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Good (670-739)
- 8.99 - 29.99 %APR
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- $5,000 - $40,000Loan Amount
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Recommended credit score
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SoFi
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Recommended credit score
Good (670-739)
- 7.99 - 23.43 %APR
- 2 - 7 yearsLoan Term
- $5,000 - $100,000Loan Amount
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Description
Home improvement loans are personal loans that will help you finance home renovations or repairs.
Peerform provides loans to borrowers with bad credit history.
Peerform loans range from $4,000 to $25,000.
Peerform loans have fixed interest rates that range from 5.99% to 29.99%.
The lender charges an origination fee that range from 1% to 5%. For example, the final amount credited to the borrower's bank account for a $5,000 loan with a 2.0% Origination Fee of $100.00 will be $4,900.00.
The Unsuccessful Payment Fee is either $15 per unsuccessful attempt or a lesser amount as determined by applicable state laws.