Personal Loan from Personal Loans®
Personal Loan from Personal Loans® - see full info about rates, terms, credit score.
Updated August 10, 2022
This personal loan currently unavailable on Myfin.us
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LightStream
Personal Loan
5.99 - 21.49 %
APR
2 - 6 years
Loan Term
$5,000 - $100,000
Loan Amount
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Marcus by Goldman Sachs
Personal Loan
6.99 - 24.99 %
APR
3 - 6 years
Loan Term
$3,500 - $40,000
Loan Amount
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Upstart
Personal Loan
5.6 - 35.99 %
APR
3 - 5 years
Loan Term
$1,000 - $50,000
Loan Amount
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On partner's site
Options
- Loan purpose:Personal Loan, Home Improvement Loan, Medical (Dental) Loan, Debt Consolidation Loan, Major Purchase, Moving Expenses (Relocation), Travel
- Lender:Personal Loans®
- Credit Level:Poor (300-579)
- When funds are available:1 business day.
Fees
- Origination feeNo origination fee.
- Application feeNo application fee.
- Early payment feeNo early payment fee.
- Extra payment feeNo extra payment fee.
- Late feeNo late fee.
- Check processing feesNo check processing fee.
- Returned check feesNo returned check fee.
- Annual feesNo annual fee.
Pros & Cons
Pros:
- No prepayment penalty
- No fees
- Fast approval and funding
Cons:
- High APR
Rates
Rates
5.99 - 35.89%
Term
3 - 96 months
Loan Amount
$1,000 - $35,000
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees Requirements
- Ages
You must be 18 or older to be eligible for a personal loan.
- Requirements Description
- Age/ID/Residency Status - You must be 18 or older to be eligible for a personal loan. You must also have a valid Social Security number, and be a legal U.S. citizen or permanent resident.
- Income - In order to ensure that you will be able to repay a loan, you must either have full-time employment, be self-employed, or receive regular disability or Social Security benefits. Some lenders or lending partners may require a pay stub or other form of income verification.
- Bank Account - Most loans require a valid checking account, as once a loan is approved for you through PersonalLoans.com, your lender or lending partner will deposit your funds directly into said account.
- Credit Type - Although it is always better to have good credit, you do not necessarily need to have a good or excellent credit record to qualify for a personal loan. Having good or excellent credit might cause a lender to provide you more favorable terms.
Check loans from other lenders
Payoff®
Personal Loan
Recommended credit score
Good (670-739)
- 8.99 - 29.99 %APR
- 2 - 5 yearsLoan Term
- $5,000 - $40,000Loan Amount
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On partner's site
LendingClub
Personal Loan
Recommended credit score
Poor (300-579)
- 8.3 - 36 %APR
- 3 - 5 yearsLoan Term
- $1,000 - $40,000Loan Amount
Check rates
On partner's site
SoFi
Personal Loan
Recommended credit score
Good (670-739)
- 7.99 - 23.43 %APR
- 2 - 7 yearsLoan Term
- $5,000 - $100,000Loan Amount
Check rates
On partner's site
Description
Personal Loans® offers loans up to $35,000 without fees.
The APR range from 5.99% to 35.89%, with loan terms from 3 to 96 months.