Personal Loan from Personal Loans®

Personal Loan from Personal Loans® - see full info about rates, terms, credit score.

Updated August 10, 2022
Advertiser Disclosure
This personal loan currently unavailable on Myfin.us
View All Personal loans

We recommend more loans

LightStream
LightStream
Personal Loan
5.99 - 21.49 %
APR
2 - 6 years
Loan Term
$5,000 - $100,000
Loan Amount
Check rates
On partner's site
Marcus by Goldman Sachs
Marcus by Goldman Sachs
Personal Loan
6.99 - 24.99 %
APR
3 - 6 years
Loan Term
$3,500 - $40,000
Loan Amount
Check rates
On partner's site
Upstart
Upstart
Personal Loan
5.6 - 35.99 %
APR
3 - 5 years
Loan Term
$1,000 - $50,000
Loan Amount
Check rates
On partner's site

Options

  • Loan purpose:
    Personal Loan, Home Improvement Loan, Medical (Dental) Loan, Debt Consolidation Loan, Major Purchase, Moving Expenses (Relocation), Travel
  • Lender:
    Personal Loans®
  • Credit Level:
    Poor (300-579)
  • When funds are available:
    1 business day.

Fees

  • Origination fee
    No origination fee.
  • Application fee
    No application fee.
  • Early payment fee
    No early payment fee.
  • Extra payment fee
    No extra payment fee.
  • Late fee
    No late fee.
  • Check processing fees
    No check processing fee.
  • Returned check fees
    No returned check fee.
  • Annual fees
    No annual fee.

Pros & Cons

Pros:
  • No prepayment penalty
  • No fees
  • Fast approval and funding
Cons:
  • High APR

Rates

Rates
5.99 - 35.89%
Term
3 - 96 months
Loan Amount
$1,000 - $35,000
For example, if you apply for a 2-year $5,000 personal loan with an interest rate of 15% and an origination fee of 5% you would receive $4,750 and make 24 payments of $242.43. The total amount paid would be $5,818.
View all Rates & Fees

Requirements

  • Ages

    You must be 18 or older to be eligible for a personal loan.

  • Requirements Description
    • Age/ID/Residency Status - You must be 18 or older to be eligible for a personal loan. You must also have a valid Social Security number, and be a legal U.S. citizen or permanent resident.
    • Income - In order to ensure that you will be able to repay a loan, you must either have full-time employment, be self-employed, or receive regular disability or Social Security benefits. Some lenders or lending partners may require a pay stub or other form of income verification.
    • Bank Account - Most loans require a valid checking account, as once a loan is approved for you through PersonalLoans.com, your lender or lending partner will deposit your funds directly into said account.
    • Credit Type - Although it is always better to have good credit, you do not necessarily need to have a good or excellent credit record to qualify for a personal loan. Having good or excellent credit might cause a lender to provide you more favorable terms.

Check loans from other lenders

Payoff®
Payoff®
Personal Loan
2.66 out of 5
Recommended credit score
bank name
Good (670-739)
  • 8.99 - 29.99 %
    APR
  • 2 - 5 years
    Loan Term
  • $5,000 - $40,000
    Loan Amount
Check rates
On partner's site
LendingClub
LendingClub
Personal Loan
3.73 out of 5
Recommended credit score
bank name
Poor (300-579)
  • 8.3 - 36 %
    APR
  • 3 - 5 years
    Loan Term
  • $1,000 - $40,000
    Loan Amount
Check rates
On partner's site
SoFi
SoFi
Personal Loan
5 out of 5
Recommended credit score
bank name
Good (670-739)
  • 7.99 - 23.43 %
    APR
  • 2 - 7 years
    Loan Term
  • $5,000 - $100,000
    Loan Amount
Check rates
On partner's site

Description

  • Personal Loans® offers loans up to $35,000 without fees.

    The APR range from 5.99% to 35.89%, with loan terms from 3 to 96 months.

    Read full review

Another popular loans for you
Avant
Avant
Personal Loan
3.45 out of 5
Check rates
On partner's site
Prosper
Prosper
Personal Loan
2.36 out of 5
Check rates
On partner's site
Best Egg
Best Egg
Personal Loan
2.97 out of 5
Check rates
On partner's site