Graduate Student Loan from College Ave®

Updated November 22, 2021
Learn more

Check your student loan rates

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Fixed APR
4.49 - 11.98%
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Variable APR
2.24 - 11.22%
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Amount
up to 100%
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Grace period
9
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Degree
Graduate
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Co-signer required
Yes

Options

  • Degree:
    Graduate
  • Lender:
    College Ave Student Loan Servicing, LLC
  • Credit Level:
    Fair (580-669)
  • When funds are available:
    10 business days.

Fees

  • Origination fee
    No origination fee.
  • Application fee
    No application fees.
  • Early payment fee
    No early payment fees.

Pros & Cons

Pros:
  • Competitive interest rates
  • Quick and easy application process
Cons:
  • Maximum APR above 10%

Variable rates

Rates
2.24 - 11.22%
Term
60 - 180 months
Loan Amount
$1,000 - 100%

Fixed Rates

Rates
4.49 - 11.98%
Term
60 - 180 months
Loan Amount
$1,000 - 100%
Autopay
0.25%*
* In case of using Autopay service your rate is reduced by 0.25%
View all Rates & Fees

Repayment Options

  • Full Principal & Interest Payment: Start repaying your principal and interest right away to save the most.
  • Interest Only Payment: Pay the interest charges each month as you go during school.
  • Flat Payment: Make $25 payments each month during school to reduce your accrued interest.
  • Deferred Payment: No in-school payments required, but you'll pay more in interest over the life of your loan.

Requirements

  • What you need to get approved (Qualifications)
    FICO® score 600 or higher.
  • Ages

    Applicants must be 16 years or older, and students and cosigners must be citizens or permanent residents of the U.S.

  • Residence

    Undergraduates must be a U.S citizen or permanent resident enrolled half-time or more at an accredited institution. International students with a U.S. social security number and a qualified cosigner are also eligible to apply for a student loan.

  • Requirements Description
    • Contact information
    • Date of birth
    • Social Security number
    • Household income
    • School of attendance
    • Cost of attendance
    • Expected graduation date
    • Requested loan amount

Description

  • College Ave® offers Fixed and Variable loans from $1,000. It offers undergraduate student loans, graduate student loans, parent loans, career loans and refinancing.

    Terms are 5 to 15 years. There is no application or origination fee.

    The APR range is from 4.49% to 11.98% Fixed, 1.99% to 10.97% Variable (with Autopay discount).