Private Student from LendKey
Updated November 22, 2021
Learn more
Check your student loan rates
Fixed APR
3.99 - 8.49%
Variable APR
1.74 - 7.9%
Amount
up to 100%
Grace period
N/A
Degree
Undergraduate&Graduate
Co-signer required
Yes
See full info about rates in different states
Options
- Degree:Undergraduate&Graduate
- Lender:LendKey Technologies, Inc
- Credit Level:Fair (580-669)
Fees
- Origination feeNo origination fee.
- Application feeNo application fees.
- Early payment feeNo early payment fees.
Pros & Cons
Pros:
- No application or origination fees
Cons:
- Loans aren't available in ME, NV, ND, RI or WV.
Variable rates
Rates
1.74 - 7.9%
Term
60 - 180 months
Loan Amount
$1,000 - 100%
Fixed Rates
Rates
3.99 - 8.49%
Term
60 - 180 months
Loan Amount
$1,000 - 100%
Autopay
0.25%*
* In case of using Autopay service your rate is reduced by 0.25%
List of states where LendKey loan is not available:
- Maine
- Nevada
- North Carolina
- Rhode Island
- West Virginia
Requirements
- What you need to get approved (Qualifications)FICO® score 660 or higher.
- Requirements Description
- Name
- Address
- Social Security Number
- Employer Name
- Income
- Loan Amount Requested
- School Name
- Cost of Program
- Expected Financial Aid
- Co-signer Information (if applicable)
Description
LendKey offers private student loans for undergraduate and graduate students. The loans have no application or origination fees and no prepayment penalties.
Rates range from 3.99% - 8.49% APR on Fixed Loans, from 1.49% - 7.65% APR on Variable Loans (with Autopay).