Student Loan Refinance from LendKey

Updated November 22, 2021
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Check your student loan rates

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Fixed APR
2.49 - 7.75%
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Variable APR
2.15 - 5.5%
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Amount
up to $300,000
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Grace period
N/A
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Degree
Undergraduate&Graduate
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Co-signer required
Yes
See full info about rates in different states
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Options

  • Degree:
    Undergraduate&Graduate
  • Lender:
    LendKey Technologies, Inc
  • Credit Level:
    Fair (580-669)

Fees

  • Origination fee
    No origination fee.
  • Early payment fee
    No early payment fees.

Pros & Cons

Pros:
  • No origination fees
Cons:
  • Loans aren't available in ME, NV, ND, RI or WV.

Variable rates

Rates
2.15 - 5.5%
Term
60 - 240 months
Loan Amount
$5,000 - $300,000

Fixed Rates

Rates
2.49 - 7.75%
Term
60 - 240 months
Loan Amount
$5,000 - $300,000
Autopay
0.25%*
* In case of using Autopay service your rate is reduced by 0.25%
List of states where LendKey loan is not available:
  • Maine
  • Nevada
  • North Carolina
  • Rhode Island
  • West Virginia
View all Rates & Fees

Requirements

  • What you need to get approved (Qualifications)
    FICO® score 660 or higher.
  • Requirements Description
    • Name
    • Address
    • Social Security Number
    • Employer Name
    • Income
    • Loan Amount Requested
    • School Name
    • Cost of Program
    • Expected Financial Aid
    • Co-signer Information (if applicable)

Description

  • LendKey offers student loans for undergraduate and graduate students. The loans have no origination fees and no prepayment penalties.

    Rates range from 2.49% - 7.75% APR on Fixed Loans, from 1.90% - 5.25% APR on Variable Loans (with AutoPay).