Private Undergraduate Student Loan from PNC

Updated December 21, 2021
Advertiser Disclosure
Learn more

Check your student loan rates

scorer
Fixed APR
3.69 - 10.69%
scorer
Variable APR
2.46 - 9.46%
scorer
Amount
up to $50,000
scorer
Grace period
6
scorer
Degree
Undergraduate
scorer
Co-signer required
Yes
See full info about rates in different states
Learn more

Options

  • Degree:
    Undergraduate
  • Bank:
    PNC
  • Credit Level:
    Poor (300-579)

Fees

  • Origination fee
    No origination fee.
  • Application fee
    No application fees.
  • Early payment fee
    No early payment fees.
  • Late fee
    $5

Pros & Cons

Pros:
  • Autopay discount
  • Loans available in all 50 states
Cons:
  • Limited loan terms
  • Extra Fees

Variable rates

Loan amountLoan term (months)
6-606-1206-180
$1,000 - $50,000 2.46% - 8.46% 2.96% - 8.96% 3.46% - 9.46%

Fixed Rates

Loan amountLoan term (months)
6-606-1206-180
$1,000 - $50,000 3.69% - 9.69% 4.19% - 10.19% 4.69% - 10.69%
* In case of using Autopay service your rate is reduced by 0.5%
View all Rates & Fees

Repayment Options

Three repayment options are available - Immediate repayment, interest only payments while in school and full deferment of principal & interest. Interest will continue to accrue during periods of deferment. You will receive quarterly interest statements during the deferment period. Paying the interest as it accrues each quarter will save you money over the repayment term of the loan because any accrued interest that you do not pay will be added to the principal balance at the end of the deferment.

Requirements

  • Requirements Description
    • Personal information (Name, Surname, Social Security number, driver's license or State ID, date of birth).
    • Home phone number, home address and the number of years you lived there.
    • Information like your school's name, major and degree type.
    • School enrollment date, academic term(s) that the loan will cover (full year, one semester, etc.) as well as expected graduation date.
    • Information like your mortgage or rent payments, where you work and how much you make per year.
    • Email for your co-signer (if applicable).

Description

  • PNC Private Student Loan is a good option for undegraduate students.

    PNC bank provides loans with rates between 3.69% and 10.69% Fixed, 1.96% and 8.96% Variable (with Autopay). PNC offers a 0.5 percent discount for automatic payments. PNC does not have application fees, origination fees or prepayment penalties.

    The maximum loan amount is $50,000. Maximum aggregate educational debt (including federal and private student loans): $225,000.