Dream Signature Rewards from Greylock Federal Credit Union Review
Dream Signature Rewards from Greylock Federal Credit Union — all information about the credit card.
Updated December 19, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1.5x Points per $1 spent on all purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for 12 months from the card issue date
- Regular APR:12.50% - 18.00% Variable
- Balance Transfer APR:12.50% - 18.00% Variable
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Greylock Federal Credit Union Dream Signature Rewards Rewards Calculator
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All benefits
- Points
- 1.5x On all purchases.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for 12 months from the card issue date
- Purchase APR
- 12.50% - 18.00% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for 12 months from the card issue date
- Balance Transfers APR
- 12.50% - 18.00% Variable
- APR for Cash Advances
- 12.50% - 18.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on the portion of the purchases balance that you pay by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- 3% of the amount of each transfer or $5.00 minimum whichever is greater
- Fees for Cash Advances
- 2% (minimum $10 maximum $25)
- Return Payment
- Up to $27
- Late Payment
- Up to $27
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- Low interest
- No Annual Fee
- Payment Flexibility
- Good Credit
- Excellent Credit
About the issuer
Greylock Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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The Owner’s Rewards Card by M1
Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
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Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
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- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Greylock Federal Credit Union Dream Signature Rewards is an option for those, who need Classic features. With an APR of 12.50% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Greylock Federal Credit Union Dream Signature Rewards you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.