USES

Elevate Secured from Greylock Federal Credit Union Review

Elevate Secured from Greylock Federal Credit Union ā€” all information about the credit card.

Updated December 19, 2023
Advertiser Disclosure Our Methodology
Greylock Federal Credit Union Elevate Secured
Apply now
Our Rating:
3.49 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    12.50% - 18.00% Variable
  • Balance Transfer APR:
    12.50% - 18.00% Variable
Show more

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All benefits

  • Travel
    • Travel & Accident Insurance:
    • Travel Accident Insurance provides coverage for a broad range of Losses ā€“ including Accidental Loss of Life, Limb, Sight, Speech or Hearing ā€“ that occur while riding as a passenger in, entering, or exiting any Common Carrier.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 12.50% - 18.00% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 12.50% - 18.00% Variable
  • APR for Cash Advances
    • 12.50% - 18.00% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on the portion of the purchases balance that you pay by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 3% of the amount of each transfer or $5.00 minimum whichever is greater
  • Fees for Cash Advances
    • 2% (minimum $10 maximum $25)
  • Return Payment
    • Up to $27
  • Late Payment
    • Up to $27
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • Foreign Transaction Fee
  • No Intro APR period

Features

Platinum
Visa
Contactless
  • Low interest
  • No Annual Fee
  • Payment Flexibility
  • Poor Credit

About the issuer

Greylock Federal Credit Union
Greylock Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Recommended credit score
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    Annual Fee
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    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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Recommended credit score
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  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on payments.
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    Purchase Intro APR
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score
Good to Excellent (670-799)
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    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • N/A%
    Purchase Intro APR
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See Another Credit Cards in the Bank

Greylock Federal Credit Union Elevate Secured is an option for those, who need Platinum features. With an APR of 12.50% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Greylock Federal Credit Union Elevate Secured you will get such features as Low interest, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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