Business from M&T Bank Review

Business from M&T Bank — all information about the credit card.

M&T Bank Business
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Our Rating:
4.18 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 12 billing cycles from account opening
  • Regular APR:
    10.99% - 17.99% Variable
  • Balance Transfer APR:
    10.99% - 17.99% Variable
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Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 12 billing cycles from account opening
  • Purchase APR
    • 10.99% - 17.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 12 billing cycles from account opening
  • Balance Transfers APR
    • 10.99% - 17.99% Variable
  • APR for Cash Advances
    • 22.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire account balance by the due date each month. You will be charged interest on balance transfers, cash advances and overdraft advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 4% of each balance transfer (minimum $10)
  • Fees for Cash Advances
    • 3% of each transaction (minimum $10)
  • Penalty Fees
    • 24.99%
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $35
  • Return Check
    • Up to $25
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
  • No Foreign Transaction Fee
Cons:
  • No rewards

Features

Classic
Visa
Contactless
  • 0% Intro APR
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Payment Flexibility
  • Fraud Protection
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

M&T Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
4.49 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
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Capital One Spark Cash Select for Excellent Credit
Capital One Spark Cash Select for Excellent Credit
5 out of 5
Recommended credit score
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Excellent (740-799)
  • None
    Annual Fee
  • 18.49% - 24.49%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
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4.11 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 26.24%
    Regular APR
  • 5x
    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
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M&T Bank Business is an option for those, who need Classic features. With an APR of 10.99% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With M&T Bank Business you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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3.62 out of 5
Recommended credit score
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Excellent (740-799)
  • $150
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    Regular APR
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