Business from M&T Bank Review
Business from M&T Bank ā all information about the credit card.
Updated July 18, 2022
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 12 billing cycles from account opening
- Regular APR:10.99% - 17.99% Variable
- Balance Transfer APR:10.99% - 17.99% Variable
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Upgrade Triple Cash Rewards VisaĀ®
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Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 12 billing cycles from account opening
- Purchase APR
- 10.99% - 17.99% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 12 billing cycles from account opening
- Balance Transfers APR
- 10.99% - 17.99% Variable
- APR for Cash Advances
- 22.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire account balance by the due date each month. You will be charged interest on balance transfers, cash advances and overdraft advances on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- 4% of each balance transfer (minimum $10)
- Fees for Cash Advances
- 3% of each transaction (minimum $10)
- Penalty Fees
- 24.99%
- Return Payment
- Up to $25
- Late Payment
- Up to $35
- Return Check
- Up to $25
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
- No Foreign Transaction Fee
Cons:
- No rewards
Features
- 0% Intro APR
- Low interest
- No Annual Fee
- No foreign transaction fees
- Payment Flexibility
- Fraud Protection
- Purchase Protection
- Good Credit
- Excellent Credit
About the issuer
M&T Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
The Ownerās Rewards Card by M1
Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%Youāll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
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On Celtic Bankās site
Unsecured
DestinyĀ® MastercardĀ®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On First Electronic Bankās site
18 year old
Secured VisaĀ® Gold PreferredĀ® Credit Card
Applied BankĀ®
Recommended credit score
No Credit History to Poor (0-579)
- $48Annual Fee
- 9.99%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On Applied BankĀ®ās site
See Another Credit Cards in the Bank
M&T Bank Business is an option for those, who need Classic features. With an APR of 10.99% - 17.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With M&T Bank Business you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
First Progress Platinum Select MastercardĀ® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
Apply now
On First Progressās site