USES

Visa with Rewards from M&T Bank Review

Visa with Rewards from M&T Bank — all information about the credit card.

Updated June 22, 2022
Advertiser Disclosure Our Methodology
M&T Visa with Rewards
Apply now
Our Rating:
4.66 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1x Point per each $1 spent on every purchase, with no spending limit.
  • Intro Offer:
    • 10,000x Bonus points, equal to $100 cash or statement credit when you spend $500 in the first 90 days.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 12 billing cycles from account opening
  • Regular APR:
    11.49% - 18.49% Variable
  • Balance Transfer APR:
    11.49% - 18.49% Variable
Show more

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M&T Bank Visa with Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1X
All purchases
$
Have you already recieved the M&T Bank intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Points
    • 1x On every purchase.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 12 billing cycles from account opening
  • Purchase APR
    • 11.49% - 18.49% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 12 billing cycles from account opening
  • Balance Transfers APR
    • 11.49% - 18.49% Variable
  • APR for Cash Advances
    • 22.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire account balance by the due date each month. You will be charged interest on balance transfers, cash advances and overdraft advances on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • 0% Introductory Fee for 60 days from account opening; after that, 4% of each balance transfer (minimum $10)
  • Fees for Cash Advances
    • 3% of each transaction (minimum $10)
  • Penalty Fees
    • 24.99%
  • Return Payment
    • Up to $25
  • Late Payment
    • Up to $35
  • Return Check
    • Up to $25
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • 0% Intro APR
  • Low interest
  • No Annual Fee
  • Rewards
  • Bonus points
  • Good Credit
  • Excellent Credit

About the issuer

M&T Bank
M&T Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

M&T Bank Visa with Rewards is an option for those, who need Classic features. With an APR of 11.49% - 18.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With M&T Bank Visa with Rewards you will get such features as 0% Intro APR, Low interest, No Annual Fee, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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