USES

Visa® Rewards from Oregon State Credit Union Review

Visa® Rewards from Oregon State Credit Union — all information about the credit card.

Updated December 19, 2023
Advertiser Disclosure Our Methodology
OSCU Visa® Rewards
Apply now
Our Rating:
2.51 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1% Cash Back on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $25 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    14.50% - 25.00% Variable
  • Balance Transfer APR:
    14.50% - 25.00% Variable
Show more

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Regular APR
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Oregon State Credit Union Visa® Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1%
All purchases
$
Calculate
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All benefits

  • Cash back
    • 1x On all purchases.
  • Travel
    • Free auto rental collision damage waiver:
    • Collision Damage Waiver is a type of protection that limits how much a car hire company will charge for repairs.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 14.50% - 25.00% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 14.50% - 25.00% Variable
  • APR for Cash Advances
    • 14.50% - 25.00% Variable
  • How to Avoid Paying Interest
    • Your payment due date is approximately 30 days after the close of each billing cycle. You will not be charged any interest on the portion of the purchases balance that you pay by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $25 annually
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • None
  • Penalty Fees
    • None
  • Late Payment
    • $25
View all Rates & Fees

Pros & Cons

Pros:
  • No balance transfer fee
  • No cash advance fee
  • No penalty interest rate
Cons:
  • Annual Fee

Features

Classic
Visa
  • Low interest
  • Rewards
  • Auto Rental Insurance
  • Good Credit
  • Excellent Credit

About the issuer

Oregon State Credit Union
Oregon State Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Cash Back, No Annual Fee, Daily use
Quicksilver Capital One
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4.49 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
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3.91 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • $0
    Annual Fee
  • 17.99% - 27.99%
    Regular APR
  • 10%
    You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
  • None
    Purchase Intro APR
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Recommended credit score
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    Regular APR
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    Miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
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    Purchase Intro APR
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See Another Credit Cards in the Bank

Oregon State Credit Union Visa® Rewards is an option for those, who need Classic features. With an APR of 14.50% - 25.00% and $25 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Oregon State Credit Union Visa® Rewards you will get such features as Low interest, Rewards, Auto Rental Insurance, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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