Visa® Rewards from Oregon State Credit Union Review
Visa® Rewards from Oregon State Credit Union — all information about the credit card.
Updated December 19, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1% Cash Back on all purchases.
- Intro Offer:
- No current offer.
- Annual Fee:$25 annually
- Purchase Intro APR:None
- Regular APR:14.50% - 25.00% Variable
- Balance Transfer APR:14.50% - 25.00% Variable
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
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Cash Back on Home, Auto and Health categories.
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The Owner’s Rewards Card by M1
Celtic Bank
$0
Annual Fee
17.99% - 27.99%
Regular APR
10%
You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
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On Celtic Bank‘s site
Oregon State Credit Union Visa® Rewards Rewards Calculator
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All benefits
- Cash back
- 1x On all purchases.
- Travel
- Free auto rental collision damage waiver:
- Collision Damage Waiver is a type of protection that limits how much a car hire company will charge for repairs.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 14.50% - 25.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 14.50% - 25.00% Variable
- APR for Cash Advances
- 14.50% - 25.00% Variable
- How to Avoid Paying Interest
- Your payment due date is approximately 30 days after the close of each billing cycle. You will not be charged any interest on the portion of the purchases balance that you pay by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.
Fees
- Annual Fee
- $25 annually
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Penalty Fees
- None
- Late Payment
- $25
Pros & Cons
Pros:
- No balance transfer fee
- No cash advance fee
- No penalty interest rate
Cons:
- Annual Fee
Features
- Low interest
- Rewards
- Auto Rental Insurance
- Good Credit
- Excellent Credit
About the issuer
Oregon State Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
Apply now
On the First Access Visa® Card secure website
First Progress Platinum Select Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR
Apply now
On First Progress’s site
See Another Credit Cards in the Bank
Oregon State Credit Union Visa® Rewards is an option for those, who need Classic features. With an APR of 14.50% - 25.00% and $25 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Oregon State Credit Union Visa® Rewards you will get such features as Low interest, Rewards, Auto Rental Insurance, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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Milestone® Mastercard®
Recommended credit score
Poor to Good (300-739)
- $175Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On Milestone Mastercard® website