Visa® Value from Oregon State Credit Union Review
Visa® Value from Oregon State Credit Union — all information about the credit card.
Updated December 19, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:12.00% - 22.00% Variable
- Balance Transfer APR:12.00% - 22.00% Variable
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Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
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All benefits
- Travel
- Free auto rental collision damage waiver:
- Collision Damage Waiver is a type of protection that limits how much a car hire company will charge for repairs.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 12.00% - 22.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 12.00% - 22.00% Variable
- APR for Cash Advances
- 12.00% - 22.00% Variable
- How to Avoid Paying Interest
- Your payment due date is approximately 30 days after the close of each billing cycle. You will not be charged any interest on the portion of the purchases balance that you pay by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- None
- Late Payment
- $25
Pros & Cons
Pros:
- No Annual Fee
- No balance transfer fee
- No cash advance fee
- No penalty interest rate
Cons:
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Payment Flexibility
- Auto Rental Insurance
- Good Credit
- Excellent Credit
About the issuer
Oregon State Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Travel, Daily use
Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
Capital One SavorOne Cash Rewards Credit Card
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- 0% Introductory APR for the first 15 months that your account is openPurchase Intro APR
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See Another Credit Cards in the Bank
Oregon State Credit Union Visa® Value is an option for those, who need Classic features. With an APR of 12.00% - 22.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Oregon State Credit Union Visa® Value you will get such features as Low interest, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 1.5%Cash Back on every purchase.
- NonePurchase Intro APR
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on our partner’s site