Visa Platinum® Value from Sandia Laboratory Federal Credit Union Review
Visa Platinum® Value from Sandia Laboratory Federal Credit Union — all information about the credit card.
Updated December 20, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- $100 Statement credit if you spend $1,500 on purchases in the first 90 days.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:14.25% - 16.75% Variable
- Balance Transfer APR:14.25% - 16.75% Variable
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Sandia Laboratory Federal Credit Union Visa Platinum® Value Rewards Calculator
Your Results
Yearly earnings
$0
Annual fee
$0
No, Sandia Laboratory Federal Credit Union Visa Platinum® Value credit card is not worth its annual fee.
How to maximize your Sandia Laboratory Federal Credit Union Visa Platinum® Value rewards?
You can boost your total rewards by getting Sandia Laboratory Federal Credit Union welcome bonus. To do that spend more on all purchases. To maximize all other rewards follow the tips below:
- Spend more on All purchases
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with Sandia Laboratory Federal Credit Union Visa Platinum® Value.
Your net profit in the first year
-$
x0
Show less details
You will receive $ in the first year
Where you get the most profit
Total
$
Annual fee
$0
Net yearly credit card profit
$
All benefits
- Travel
- Travel Accident Insurance:
- Take comfort in knowing you and your eligible family members are protected when you travel. When you purchase your common carrier (airline, bus, train, cruise ship) tickets with your eligible Visa card you get accidental death and dismemberment coverage so you can travel with peace of mind.
- Travel and Emergency Assistance Services:
- Put your mind at ease when you are traveling and get help coordinating medical, legal, and travel services when you need them. The cost of any goods or services is your responsibility.
- Auto Rental Collision Damage Waiver:
- Now you have one less thing to worry about when you rent a car. With your Visa card, you’re covered for damage due to collision or theft. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.
- Roadside Dispatch®:
- Offers you a 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, and locksmith services giving you peace of mind when you’re out on the road.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 14.25% - 16.75% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 14.25% - 16.75% Variable
- APR for Cash Advances
- 14.25% - 16.75% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- $5
- Penalty Fees
- None
- Return Payment
- Up to $25
- Late Payment
- Up to $25
Pros & Cons
Pros:
- No annual fee
- No balance transfer fee
- No minimum credit line
Cons:
- Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Extended Warranty Protection
- Auto Rental Insurance
- 24/7 Travel Assistant
- Good Credit
- Excellent Credit
About the issuer
Sandia Laboratory Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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See Another Credit Cards in the Bank
Sandia Laboratory Federal Credit Union Visa Platinum® Value is an option for those, who need Platinum features. With an APR of 14.25% - 16.75% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Sandia Laboratory Federal Credit Union Visa Platinum® Value you will get such features as Low interest, No Annual Fee, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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