Visa Signature® from Sandia Laboratory Federal Credit Union Review

All benefits

• Cash back
  • 1.5% On purchases at the end of the year.
• Travel
  • Trip Delay Reimbursement:
  • Now you don’t have to worry about covered expenses from travel delays. If your trip is delayed more than 12 hours, you can be reimbursed up to $300 in expenses per person for you and your eligible family members.
  • Travel Accident Insurance:
  • Take comfort in knowing you and your eligible family members are protected when you travel. When you purchase your common carrier (airline, bus, train, cruise ship) tickets with your eligible Visa card you get accidental death and dismemberment coverage so you can travel with peace of mind.
  • Travel and Emergency Assistance Services:
  • Put your mind at ease when you are traveling and get help coordinating medical, legal, and travel services when you need them. The cost of any goods or services is your responsibility.
  • Auto Rental Collision Damage Waiver:
  • Now you have one less thing to worry about when you rent a car. With your Visa card, you’re covered for damage due to collision or theft. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.
  • Roadside Dispatch®:
  • Offers you a 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, and locksmith services giving you peace of mind when you’re out on the road.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 16.50% - 18.00% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 16.50% - 18.00% Variable
• APR for Cash Advances
  • 16.50% - 18.00% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

Pros & Cons

Features

• Low interest
• No Annual Fee
• Cashback
• Payment Flexibility
• Fraud Protection
• Rewards
• Extended Warranty Protection
• Auto Rental Insurance
• Good Credit
• Excellent Credit