Visa® Platinum from Valley Review
Visa® Platinum from Valley — all information about the credit card.
Updated December 07, 2023
Apply now
Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 18 billing cycles
- Regular APR:18.24% - 29.24% Variable
- Balance Transfer APR:18.24% - 29.24% Variable
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All benefits
- Travel
- Travel and Emergency Assistance Services:
- Enjoy your trip knowing you’re backed by a wide range of emergency services available whenever and wherever you need them.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 18 billing cycles
- Purchase APR
- 18.24% - 29.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 18 billing cycles for balances transferred within 744 days from account opening
- Balance Transfers APR
- 18.24% - 29.24% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either 3% of the amount of each transfer or $5 minimum, whichever is greater
- Fees for Cash Advances
- Either 5% of the amount of each advance or $10 minimum, whichever is greater
- Return Payment
- Up to $41
- Late Payment
- Up to $41
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- No Annual Fee
- Fraud Protection
- 24/7 Travel Assistant
- Fair Credit
- Good Credit
About the issuer
Valley has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
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- NoneAnnual Fee
- 29.99%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Valley Visa® Platinum is an option for those, who need Platinum features. With an APR of 18.24% - 29.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Valley Visa® Platinum you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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Recommended credit score
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- $95Annual Fee
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- NonePurchase Intro APR
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