Visa® Platinum from Valley Review
Visa® Platinum from Valley — all information about the credit card.
Updated December 07, 2023
Apply now
Recommended credit score
Fair to Good (580-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 18 billing cycles
- Regular APR:18.24% - 29.24% Variable
- Balance Transfer APR:18.24% - 29.24% Variable
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All benefits
- Travel
- Travel and Emergency Assistance Services:
- Enjoy your trip knowing you’re backed by a wide range of emergency services available whenever and wherever you need them.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 18 billing cycles
- Purchase APR
- 18.24% - 29.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 18 billing cycles for balances transferred within 744 days from account opening
- Balance Transfers APR
- 18.24% - 29.24% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either 3% of the amount of each transfer or $5 minimum, whichever is greater
- Fees for Cash Advances
- Either 5% of the amount of each advance or $10 minimum, whichever is greater
- Return Payment
- Up to $41
- Late Payment
- Up to $41
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- No Annual Fee
- Fraud Protection
- 24/7 Travel Assistant
- Fair Credit
- Good Credit
About the issuer
Valley has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Unsecured
Destiny® Mastercard®
The Bank of Missouri
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On The Bank of Missouri‘s site
First Progress Platinum Prestige Mastercard® Secured Credit Card
Recommended credit score
No Credit History to Fair (0-669)
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
Apply now
On First Progress’s site
Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
Apply now
On the First Access Visa® Card secure website
See Another Credit Cards in the Bank
Valley Visa® Platinum is an option for those, who need Platinum features. With an APR of 18.24% - 29.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With Valley Visa® Platinum you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Unsecured
Milestone® Mastercard®
Recommended credit score
Poor to Good (300-739)
- $175Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
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On Milestone Mastercard® website