Visa Signature® College Real Rewards from Valley Review
Visa Signature® College Real Rewards from Valley — all information about the credit card.
Updated December 07, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1.5x Points on eligible net purchases.
- Intro Offer:
- 2,500x Bonus rewards points awarded after the first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 6 billing cycles
- Regular APR:19.49% - 29.74% Variable
- Balance Transfer APR:19.49% - 29.74% Variable
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Valley Visa Signature® College Real Rewards Rewards Calculator
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All benefits
- Cash back
- 1.5x On eligible net purchases.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 6 billing cycles
- Purchase APR
- 19.49% - 29.74% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 6 billing cycles for balances transferred within 186 days from account opening
- Balance Transfers APR
- 19.49% - 29.74% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either 3% of the amount of each transfer or $5 minimum, whichever is greater
- Fees for Cash Advances
- Either 5% of the amount of each advance or $10 minimum, whichever is greater
- Return Payment
- Up to $41
- Late Payment
- Up to $41
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- No Annual Fee
- Fraud Protection
- Rewards
- Bonus points
- Purchase Protection
- Student
- Good Credit
- Excellent Credit
About the issuer
Valley has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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On Cross River Bank‘s site
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Capital One Spark Miles for Business
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 26.24%Regular APR
- 5xMiles on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
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See Another Credit Cards in the Bank
Valley Visa Signature® College Real Rewards is an option for those, who need Classic features. With an APR of 19.49% - 29.74% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Valley Visa Signature® College Real Rewards you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for International students
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Recommended credit score
No Credit History
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
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- NonePurchase Intro APR
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