Visa Signature® College Real Rewards from Valley Review
Visa Signature® College Real Rewards from Valley — all information about the credit card.
Updated December 07, 2023
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1.5x Points on eligible net purchases.
- Intro Offer:
- 2,500x Bonus rewards points awarded after the first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for the first 6 billing cycles
- Regular APR:19.49% - 29.74% Variable
- Balance Transfer APR:19.49% - 29.74% Variable
Show more
We recommend more cards
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Capital One SavorOne Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Valley Visa Signature® College Real Rewards Rewards Calculator
Show less details
All benefits
- Cash back
- 1.5x On eligible net purchases.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for the first 6 billing cycles
- Purchase APR
- 19.49% - 29.74% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 6 billing cycles for balances transferred within 186 days from account opening
- Balance Transfers APR
- 19.49% - 29.74% Variable
- APR for Cash Advances
- 29.99% Variable
- How to Avoid Paying Interest
- Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either 3% of the amount of each transfer or $5 minimum, whichever is greater
- Fees for Cash Advances
- Either 5% of the amount of each advance or $10 minimum, whichever is greater
- Return Payment
- Up to $41
- Late Payment
- Up to $41
Pros & Cons
Pros:
- No Annual Fee
- Intro APR period
Cons:
- Foreign Transaction Fee
Features
- 0% Intro APR
- No Annual Fee
- Fraud Protection
- Rewards
- Bonus points
- Purchase Protection
- Student
- Good Credit
- Excellent Credit
About the issuer
Valley has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Good credit score
Upgrade Cash Rewards Visa®
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- NonePurchase Intro APR
Apply now
On Upgrade‘s website
Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
Walmart purchases
Capital One Spark Miles for Business
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 26.24%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
Learn more
on our partner’s site
See Another Credit Cards in the Bank
Valley Visa Signature® College Real Rewards is an option for those, who need Classic features. With an APR of 19.49% - 29.74% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Valley Visa Signature® College Real Rewards you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.