USES

Visa Signature® College Real Rewards from Valley Review

Visa Signature® College Real Rewards from Valley — all information about the credit card.

Updated December 07, 2023
Advertiser Disclosure Our Methodology
Valley Visa Signature® College Real Rewards
Apply now
Our Rating:
3.52 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5x Points on eligible net purchases.
  • Intro Offer:
    • 2,500x Bonus rewards points awarded after the first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for the first 6 billing cycles
  • Regular APR:
    19.49% - 29.74% Variable
  • Balance Transfer APR:
    19.49% - 29.74% Variable
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Valley Visa Signature® College Real Rewards Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5X
All purchases
$
Have you already recieved the Valley intro bonus?
How would you like to redeem points?
Calculate
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All benefits

  • Cash back
    • 1.5x On eligible net purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for the first 6 billing cycles
  • Purchase APR
    • 19.49% - 29.74% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 6 billing cycles for balances transferred within 186 days from account opening
  • Balance Transfers APR
    • 19.49% - 29.74% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is 24 - 30 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Fees for Cash Advances
    • Either 5% of the amount of each advance or $10 minimum, whichever is greater
  • Return Payment
    • Up to $41
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
  • 0% Intro APR
  • No Annual Fee
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Student
  • Good Credit
  • Excellent Credit

About the issuer

Valley
Valley has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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Valley Visa Signature® College Real Rewards is an option for those, who need Classic features. With an APR of 19.49% - 29.74% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Valley Visa Signature® College Real Rewards you will get such features as 0% Intro APR, No Annual Fee, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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