Visa Signature Rewards from Y-12 Federal Credit Union Review
Visa Signature Rewards from Y-12 Federal Credit Union ā all information about the credit card.
- Rewards Rate:
- 3% Up to 3% unlimited Cash Back on all purchases (minimum 1.5% Cash Back).
- Intro Offer:
- $200 Spend $1,000 in the first 90 days, and receive $200 cash bonus (20,000 bonus points).
- Annual Fee:$0
- Purchase Intro APR:0% Interest for 12 Months on Purchases
- Regular APR:16.74% - 18.00% Variable
- Balance Transfer APR:16.74% - 18.00% Variable
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Y-12 Federal Credit Union Visa Signature Rewards Rewards Calculator
You can boost your total rewards by getting Y-12 Federal Credit Union welcome bonus. To do that spend more on all purchases. To maximize all other rewards follow the tips below:
- Spend more on All purchases
- Pay off your balance in full each month.
- Make a large purchases plan.
Using these tips will help you not only to cover your annual fee but also to get a net profit from making purchases with Y-12 Federal Credit Union Visa Signature Rewards.
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- All purchases
All benefits
- Cash back
- 3% On all purchases (minimum 1.5% Cash Back).
- Travel
- Auto Rental Collision Damage Waiver:
- Reimburses you for damages caused by theft or collision.
- Travel Accident Insurance:
- Up to $1,000,000.
- Lost Luggage Reimbursement:
- You can be reimbursed for the difference between the āvalue of the amount claimedā and the Common Carrierās payment up to $3,000 per Covered Trip (for New York residents, coverage is limited to two thousand dollars ($2,000.00) per bag), provided the Checked Luggage and/or Carry-on Baggage and/or its contents was lost due to theft or misdirection by the Common Carrier.
Rate and fee information
- Purchase Intro APR
- 0% Interest for 12 Months on Purchases
- Purchase APR
- 16.74% - 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 16.74% - 18.00% Variable
- APR for Cash Advances
- 16.74% - 18.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Pros & Cons
- No Annual Fee
- No Foreign Transaction Fee
- No Intro APR period on balance transfers
Features
- 0% Intro APR
- No Annual Fee
- No foreign transaction fees
- Cashback
- Rewards
- Purchase Protection
- Lost Luggage Reimbursement
- Auto Rental Insurance
- Good Credit
- Excellent Credit
About the issuer
Compare with other cards
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%Youāll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
- $49Annual Fee
- 14.24%Regular APR
- 1%Cash Back rewards on payments.
- NonePurchase Intro APR
See Another Credit Cards in the Bank
Y-12 Federal Credit Union Visa Signature Rewards is an option for those, who need Classic features. With an APR of 16.74% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Y-12 Federal Credit Union Visa Signature Rewards you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
- $39Annual Fee
- 18.24%Regular APR
- 1%Cash Back on payments made to your First Progress Secured credit card account.
- NonePurchase Intro APR