Visa Traditional from Y-12 Federal Credit Union Review
Visa Traditional from Y-12 Federal Credit Union — all information about the credit card.
Updated October 18, 2023
Learn more
Recommended credit score
Good (670-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:14.24% - 18.00% Variable
- Balance Transfer APR:14.24% - 18.00% Variable
Show more
We recommend more cards
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
Upgrade Triple Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
Apply now
On Upgrade‘s website
Divvy
Cross River Bank
None
Annual Fee
None
Regular APR
2x - 7x:
Points on restaurants.
Apply now
On Cross River Bank‘s site
All benefits
- Travel
- Auto Rental Collision Damage Waiver:
- Reimburses you for damages caused by theft or collision.
- Travel Accident Insurance:
- Up to $500,000.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 14.24% - 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 14.24% - 18.00% Variable
- APR for Cash Advances
- 14.24% - 18.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
Cons:
- No rewards
Features
- Low interest
- No Annual Fee
- No foreign transaction fees
- Purchase Protection
- Auto Rental Insurance
- Good Credit
About the issuer
Y-12 Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
The Owner’s Rewards Card by M1
Celtic Bank
Recommended credit score
Good to Excellent (670-799)
- $0Annual Fee
- 17.99% - 27.99%Regular APR
- 10%You’ll get up to 10% Cash Back with select brands you hold in an eligible portfolio.
- NonePurchase Intro APR
Apply now
On Celtic Bank‘s site
Unsecured
Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.9%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On First Electronic Bank‘s site
Low income
First Access Visa® Card
Recommended credit score
No Credit History to Fair (0-669)
- $75.00 for the 1st year, $48.00 afterAnnual Fee
- 35.99%Regular APR
- 1%Earn 1% cash back rewards on payments made to your First Access Credit Card.
- NonePurchase Intro APR
Apply now
On the First Access Visa® Card secure website
See Another Credit Cards in the Bank
Y-12 Federal Credit Union Visa Traditional is an option for those, who need Classic features. With an APR of 14.24% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Y-12 Federal Credit Union Visa Traditional you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for 18 year old
Secured Visa® Gold Preferred® Credit Card
Applied Bank®
Recommended credit score
No Credit History to Poor (0-579)
- $48Annual Fee
- 9.99%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On Applied Bank®‘s site