Visa Traditional from Y-12 Federal Credit Union Review
Visa Traditional from Y-12 Federal Credit Union — all information about the credit card.
Updated October 18, 2023
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Recommended credit score
Good (670-739)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:14.24% - 18.00% Variable
- Balance Transfer APR:14.24% - 18.00% Variable
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Annual Fee
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Regular APR
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Annual Fee
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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All benefits
- Travel
- Auto Rental Collision Damage Waiver:
- Reimburses you for damages caused by theft or collision.
- Travel Accident Insurance:
- Up to $500,000.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 14.24% - 18.00% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 14.24% - 18.00% Variable
- APR for Cash Advances
- 14.24% - 18.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
Cons:
- No rewards
Features
- Low interest
- No Annual Fee
- No foreign transaction fees
- Purchase Protection
- Auto Rental Insurance
- Good Credit
About the issuer
Y-12 Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
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Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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Fair credit
Capital One QuicksilverOne Cash Rewards Credit Card
Recommended credit score
Fair to Good (580-739)
- $39Annual Fee
- 29.99%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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See Another Credit Cards in the Bank
Y-12 Federal Credit Union Visa Traditional is an option for those, who need Classic features. With an APR of 14.24% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good (670-739) credit score. With Y-12 Federal Credit Union Visa Traditional you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
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No Credit History
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- NonePurchase Intro APR
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