US bank Routing Number

The routing number for US bank is 123000220. The bank has 25 routing numbers (one for each state) so make sure you use the right one. Read on to know more about what is a routing number and how to use it for wire transfers.


US bank routing numbers for wire transfers

US Bank routing number in states

RegionUS bank routing number
US bank Arizona 122105155
US bank Arkansas 082000549
US bank California - Northern 121122676
US bank California - Southern 122235821
US bank Colorado 102000021
US bank Colorado - Aspen 102101645
US bank Idaho 123103729
US bank Illinois - Northern 071904779
US bank Illinois - Southern 081202759
US bank Indiana 074900783
US bank Iowa 073000545
US bank Iowa - Council Bluffs 104000029
US bank Kansas 101000187
US bank Kentucky - Northern 042100175
US bank Kentucky - Southern 083900363
US bank Minnesota 091000022
US bank Minnesota - East Grand Forks 091215927
US bank Minnesota - Moorhead 091300023
US bank Missouri 081000210
US bank Missouri - Western 101200453
US bank Montana 092900383
US bank Nebraska 104000029
US bank Nevada 121201694
US bank New Mexico 107002312
US bank North Dakota 091300023
US bank Ohio 042000013
US bank Ohio - Cleveland 041202582
US bank Oregon 123000220
US bank South Dakota 091408501
US bank Tennessee 064000059
US bank Utah 124302150
US bank Washington 125000105
US bank Wisconsin 075000022
US bank Wyoming 307070115

What is a routing number?

A routing transit number is a nine-digit number that identifies a bank or financial institution when clearing money for electronic transfers or processing checks in the US. The American Bankers Association (ABA) established these numbers. The terms «routing,» «transit» and «ABA» number are all used today and have the same meaning.

US bank routing number

Where is a routing number used?

A routing number is used when processing check and electronic transactions, like fund transfers, direct deposits, bill payments, and digital checks.

Fedwire money transactions are processed by the Federal Reserve Banks using routing transit numbers. They are required by the Automated Clearing House (ACH) network to permit electronic transactions, such as wage and pension payments.

How to find a routing number?

There are many ways to find your bank’s routing number.

You can usually find it on your check or bank statement. As shown in the picture, the routing number is at the bottom left corner of a check.

SWIFT code VS routing number VS IBAN

It’s normal to get confused by all the acronyms and codes involved in (international) wire transfers. These three, SWIFT code, routing number, and IBAN are the most common ones, and it's important to know what each one means.

We’ve already explained what’s a bank routing number and it’s also worth mentioning that they’re only used in the US. So, if you have a US bank account and want to make a domestic wire transfer, you'll need the routing number of the recipient’s bank.

A SWIFT code (also called BIC) is used for the identification of banks and financial institutions globally when making international money transfers. This code will identify the country, bank, and branch of the recipient's account. If you’re the one making an international transfer to a beneficiary outside the US, you’ll need to enter the SWIFT code of the beneficiary’s bank. If you’re the one receiving an international transfer, you’ll have to provide your bank’s routing number, as well as its SWIFT code.

While a routing number and a SWIFT code are both numbers used to identify a specific financial institution, an IBAN is a personal bank account number. It is generally used for international transfers in Europe and several other territories. It is not used in the US (as well as in Canada, Australia, and New Zealand). So, if you’re sending or receiving an international transfer from Europe (and several other territories), you will need an IBAN.