Mastercard® Cash Back from Bethpage® Federal Credit Union Review
Mastercard® Cash Back from Bethpage® Federal Credit Union — all information about the credit card.
Updated December 19, 2023
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Recommended credit score
Fair (580-669)
- Rewards Rate:
- 0.50% Cash Back on month-end purchase balances between $1.00 and $4,000 (net purchases over $4,000 earn 1% Cash Back).
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:2.99% - 4.99% Introductory APR for 12 months from the date your account is open
- Regular APR:16.40% - 18.00% Variable
- Balance Transfer APR:16.40% - 18.00% Variable
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Bethpage® Federal Credit Union Mastercard® Cash Back Rewards Calculator
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All benefits
- Cash back
- 0.50% On month-end purchase balances between $1.00 and $4,000 (net purchases over $4,000 earn 1% Cash back).
Rate and fee information
- Purchase Intro APR
- 2.99% - 4.99% Introductory APR for 12 months from the date your account is open
- Purchase APR
- 16.40% - 18.00% Variable
- Intro Balance Transfer APR
- 2.99% - 4.99% Introductory APR for 12 months from the date your account is open
- Balance Transfers APR
- 16.40% - 18.00% Variable
- APR for Cash Advances
- 16.40% - 18.00% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire new balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- None
- Fees for Cash Advances
- Either $5 or 3% of the amount of each transaction, whichever is greater
- Penalty Fees
- 18.00%
- Return Payment
- Either $25 or the minimum payment due, whichever is less
- Late Payment
- Either $25 or the minimum payment due, whichever is less
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
Cons:
- Penalty APR
Features
- Low interest
- No Annual Fee
- No foreign transaction fees
- Fraud Protection
- Rewards
- Purchase Protection
- Extended Warranty Protection
- Fair Credit
About the issuer
Bethpage® Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Capital One Quicksilver Secured Cash Rewards Credit Card
Recommended credit score
No Credit History
- NoneAnnual Fee
- 29.99%Regular APR
- 5%Cash Back on hotel and rental car purchases through Capital One Travel.
- NonePurchase Intro APR
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Capital One Quicksilver Student Cash Rewards Credit Card
Recommended credit score
No Credit History
- NoneAnnual Fee
- 19.99% - 29.99%Regular APR
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- NonePurchase Intro APR
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Good credit score
Upgrade Cash Rewards Visa®
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- N/A%Purchase Intro APR
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On Upgrade‘s website
See Another Credit Cards in the Bank
Bethpage® Federal Credit Union Mastercard® Cash Back is an option for those, who need Classic features. With an APR of 16.40% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair (580-669) credit score. With Bethpage® Federal Credit Union Mastercard® Cash Back you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.