How to Choose the Right Bethpage® Federal Credit Union Credit Card?
Choosing the right credit card from a specific credit card company can be hard. Considering Bethpage® Federal Credit Union, the three following steps can help you.
First of all, you are to figure out your credit score. It varies from "Poor” to “Excellent”, and the higher your credit is, the better Bethpage® Federal Credit Union options of credit cards are available to you.
Secondly, you have to understand why you want a Bethpage® Federal Credit Union credit card and determine the most important features your potential credit card must have. If you want a credit card to improve your credit score, look for those with long grace period and no annual fee. If your aim is to save money on interest, Bethpage® Federal Credit Union credit cards with the lowest interest and introductory rates are your option. If you are looking for a credit card with cashback, check the rewards program the Bethpage® Federal Credit Union offers.
Finally, you should compare the Bethpage® Federal Credit Union offers you find the best for you, but considering all the features. Overall, an ideal credit card fits the following characteristics: near-zero interest rate, long grace period, no fees, extended credit limit, the finance charge calculations include one billing cycle only, and big rewards and sign-up bonuses. You can easily compare Bethpage® Federal Credit Union credit cards in the table below.
Side-by-Side Comparison of Bethpage® Federal Credit Union Credit Cards
| Card Name
| APR
| Annual fee
| Rewards
| Intro offer
|
|---|
| Mastercard® Low Rate
| 13.40% - 18.00% Variable
| $0
| This card doesn't offer cash back, miles or points. | No current offer. |
| Mastercard® Cash Back
| 16.40% - 18.00% Variable
| $0
| 0.50% Cash Back on month-end purchase balances between $1.00 and $4,000 (net purchases over $4,000 earn 1% Cash Back). | No current offer. |
| Mastercard® Be You Rewards
| 13.40% - 18.00% Variable
| $95
| 3x Points for every $1 spent in one category of your choice.2x Points for every $1 spent on all purchases. | 25,000x Promotional points upon spending $3,000 within the first 90 days. |
Conclusion
Today, Bethpage® Federal Credit Union provides a range of credit cards with numerous features, yet it’s important to find the best one for you.
