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Mastercard® Low Rate from Bethpage® Federal Credit Union Review

Mastercard® Low Rate from Bethpage® Federal Credit Union — all information about the credit card.

Updated December 19, 2023
Advertiser Disclosure Our Methodology
Bethpage Mastercard® Low Rate
Apply now
Our Rating:
3.64 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    2.99% - 4.99% Introductory APR for 12 months from the date your account is open
  • Regular APR:
    13.40% - 18.00% Variable
  • Balance Transfer APR:
    13.40% - 18.00% Variable
Show more

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Rate and fee information

  • Purchase Intro APR
    • 2.99% - 4.99% Introductory APR for 12 months from the date your account is open
  • Purchase APR
    • 13.40% - 18.00% Variable
  • Intro Balance Transfer APR
    • 2.99% - 4.99% Introductory APR for 12 months from the date your account is open
  • Balance Transfers APR
    • 13.40% - 18.00% Variable
  • APR for Cash Advances
    • 13.40% - 18.00% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire new balance by the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • None
  • Fees for Cash Advances
    • Either $5 or 3% of the amount of each transaction, whichever is greater
  • Penalty Fees
    • 18.00%
  • Return Payment
    • Either $25 or the minimum payment due, whichever is less
  • Late Payment
    • Either $25 or the minimum payment due, whichever is less
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • Penalty APR

Features

Classic
Mastercard
  • Low interest
  • No Annual Fee
  • No foreign transaction fees
  • Fraud Protection
  • Purchase Protection
  • Extended Warranty Protection
  • Good Credit
  • Excellent Credit

About the issuer

Bethpage® Federal Credit Union
Bethpage® Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Bethpage® Federal Credit Union Mastercard® Low Rate is an option for those, who need Classic features. With an APR of 13.40% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Bethpage® Federal Credit Union Mastercard® Low Rate you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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