Cash Rewards Mastercard® from HSBC Review
Cash Rewards Mastercard® from HSBC — all information about the credit card.
Updated September 12, 2022
Apply now
Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 1.5% Cash Back for every $1 spent on eligible online purchases.
- 1% Cash Back for every $1 spent on eligible gas, grocery and drugstore purchases.
- 0.5% Cash Back for every $1 on all other everyday purchases.
- Intro Offer:
- 14% For the first 180 days, earn up to 14% Cash Back on eligible online purchases.
- 13.5% For the first 180 days, earn up to 13.5% Cash Back on eligible gas, grocery and drugstore.
- 13% For the first 180 days, earn up to 13% Cash Back on all other everyday purchases.
- 12.5% Earn an additional 12.5% Cash Back on all purchases for the first 180 days (up to $1,000 in total purchases).
- Annual Fee:$0
- Purchase Intro APR:None
- Regular APR:20.99% Variable
- Balance Transfer APR:22.99% Variable
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Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
Apply now
On Upgrade‘s website
HSBC Cash Rewards Mastercard® Rewards Calculator
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All benefits
- Cash back
- 1.5% On eligible online purchases.
- 1% On eligible gas, grocery and drugstore purchases.
- 0.5% On all other everyday purchases.
- Travel
- Travel and Medical Insurance:
- For $69/year (including applicable taxes), get Emergency Travel Medical Insurance and coverage for trip cancellation, trip interruption and baggage delay or loss.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 20.99% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 22.99% Variable
- APR for Cash Advances
- 22.99% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. Your Account has a grace period on purchases. You will not be charged interest on new purchases if you pay your previous non-promotional balance, including fees and finance charges, by the due date each month.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 4%, whichever is greater, will apply on each balance transfer
- Fees for Cash Advances
- Either $10 or 5%, whichever is greater, will apply on each cash advance transaction
- Penalty Fees
- 29.99%
- Return Payment
- Up to $39
- Late Payment
- Up to $39
Pros & Cons
Pros:
- No Annual Fee
Cons:
- No Foreign Transaction Fee
Features
- Low interest
- No Annual Fee
- No foreign transaction fees
- Cashback
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Extended Warranty Protection
- Lost Luggage Reimbursement
- Baggage Delay Insurance
- Trip Cancellation
- Good Credit
- Excellent Credit
About the issuer
HSBC has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- NonePurchase Intro APR
Apply now
On Upgrade‘s website
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Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
Apply now
On Cross River Bank‘s site
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Capital One Venture Rewards Credit Card
Recommended credit score
Good to Excellent (670-799)
- $95Annual Fee
- 19.99% - 29.99%Regular APR
- 5xMiles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
Learn more
on our partner’s site
See Another Credit Cards in the Bank
HSBC Cash Rewards Mastercard® is an option for those, who need Classic features. With an APR of 20.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With HSBC Cash Rewards Mastercard® you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.