Premier World Mastercard® from HSBC Review

All benefits

• Points
  • 2x On new travel purchases – including airline, hotels, and car rentals.
  • 1x On all other purchases.
• Travel
  • Global Wi-Fi access with Boingo:
  • Enjoy complimentary unlimited premium Wi-Fi at over a million secure hotspots worldwide with Boingo.
  • TSA Precheck credit:
  • Experience expedited airport screening with TSA Precheck. Receive a statement credit of $85 every five years as reimbursement for the application fee.
  • MasterRental Coverage:
  • Provides protection for physical damage and theft to most rental vehicles.
  • Mastercard Travel & Lifestyle Services:
  • Connects you with access to luxury travel benefits, amenities and upgrades at some of the most sought-after travel destinations either by phone, email or a personalized online platform.
  • Travel Accident Insurance:
  • Receive accidental death or dismemberment coverage of up to $1,000,000 when traveling.
  • Trip Cancelation Insurance:
  • Reimburses you for your prepaid, non-refundable expenses in case you have to cancel your trip for a covered reason.
  • Hotel and Motel Burglary Insurance:
  • Get reimbursed up to $1,500 per claim for personal property stolen or damaged from your hotel or motel room as a result of burglary by forcible entry.
  • Lost Luggage Insurance:
  • Get reimbursed up to $1,500 per claim for checked or carry-on luggage that is lost or damaged while traveling on a common carrier.
  • Baggage Delay Insurance:
  • Get reimbursed up to $250 per claim for the cost of essential items such as clothing and toiletries if your luggage is delayed in getting to your scheduled destination.
  • Mastercard ® Airport Concierge:
  • Enjoy a 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 450 destinations worldwide.

Rate and fee information

• Purchase Intro APR
  • None
• Purchase APR
  • 21.24% - 25.24% Variable
• Intro Balance Transfer APR
  • None
• Balance Transfers APR
  • 21.24% - 25.24% Variable
• APR for Cash Advances
  • 30.24% Variable
• How to Avoid Paying Interest
  • Your due date is at least 25 days after the close of each billing cycle. Your Account has a grace period on purchases. You will not be charged interest on new purchases if you pay your previous non-promotional balance, including fees and finance charges, by the due date each month.

Fees

Pros & Cons

Features

• No Annual Fee
• No foreign transaction fees
• Payment Flexibility
• Fraud Protection
• Rewards
• Bonus points
• Purchase Protection
• Travel
• Airline
• Lost Luggage Reimbursement
• Baggage Delay Insurance
• Trip Cancellation
• Auto Rental Insurance
• Good Credit
• Excellent Credit