World Elite Mastercard® from HSBC Review
World Elite Mastercard® from HSBC — all information about the credit card.
Updated December 01, 2023
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Recommended credit score
Excellent (740-799)
- Rewards Rate:
- 3x Points on new travel purchases – including airline, hotels, and car rentals.
- 2x Points on new dining purchases.
- 1x Points on all other purchases.
- Intro Offer:
- 50,000x Bonus Points worth $750 in airfare – when booked online through HSBC Travel from Rewards – after spending $4,000 in the first 3 months of account opening.
- Annual Fee:$395 annually
- Purchase Intro APR:None
- Regular APR:21.24% - 25.24% Variable
- Balance Transfer APR:21.24% - 25.24% Variable
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HSBC World Elite Mastercard® Rewards Calculator
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All benefits
- Points
- 3x On new travel purchases – including airline, hotels, and car rentals.
- 2x On new dining purchases.
- 1x On all other purchases.
- Travel
- $400 Up to $400 per year for all airfare, hotels and car rentals booked through HSBC Travel.
- Unlimited Lounge Access:
- You and one guest get complimentary, unlimited access to 1,000+ airport lounges provided by LoungeKey™.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 21.24% - 25.24% Variable
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- 21.24% - 25.24% Variable
- APR for Cash Advances
- 30.24% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. Your Account has a grace period on purchases. You will not be charged interest on new purchases if you pay your previous non-promotional balance, including fees and finance charges, by the due date each month.
Fees
- Annual Fee
- $395 annually
- Fees for Balance Transfer
- Either $10 or 4%, whichever is greater, will apply on each balance transfer
- Fees for Cash Advances
- Either $10 or 5%, whichever is greater, will apply on each cash advance transaction
- Penalty Fees
- 30.24%
- Return Payment
- Up to $39
- Late Payment
- Up to $39
Pros & Cons
Pros:
- No Foreign Transaction Fee
Cons:
- Annual Fee
- No Intro APR period
Features
- No foreign transaction fees
- Payment Flexibility
- Rewards
- Bonus points
- Travel
- Airline
- Airport Lounge Access
- Excellent Credit
About the issuer
HSBC has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Recommended credit score
Excellent (740-799)
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See Another Credit Cards in the Bank
HSBC World Elite Mastercard® is an option for those, who need Classic features. With an APR of 21.24% - 25.24% and $395 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With HSBC World Elite Mastercard® you will get such features as No foreign transaction fees, Payment Flexibility, Rewards, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.