USES

Cash℠ from TD Bank

Cash℠ from TD Bank - all information about the credit card.

Updated February 24, 2025
Advertiser Disclosure Our Methodology
TD Bank Cash℠
Apply now
Our Rating:
5 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 3% Cash Back on dining (including takeout and delivery).
    • 2% Cash Back at grocery stores.
    • 1% Cash Back on other purchases.
  • Intro Offer:
    • $200 Cash Back when you spend $1,000 within 90 days after account opening.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    19.24% - 29.24% Variable
  • Balance Transfer APR:
    19.24% - 29.24% Variable
Show more

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TD Bank Cash℠ Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3%
Dining
$
2%
Groceries
$
1%
All other purchases
$
Have you already recieved the TD Bank intro bonus?
Calculate
Show less details

All benefits

  • Cash back
    • 3% On dining (including takeout and delivery).
    • 2% At grocery stores.
    • 1% On other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 19.24% - 29.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first 15 billing cycles after Account opening
  • Balance Transfers APR
    • 19.24% - 29.24% Variable
  • APR for Cash Advances
    • 29.49% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $5 or 3% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $40
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period
Cons:
  • Foreign Transaction Fee

Features

Classic
Visa
Contactless
  • No Annual Fee
  • Cashback
  • Payment Flexibility
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Excellent Credit

About the issuer

TD Bank
TD Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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    Earn 1% cash back rewards on payments made to your First Access Credit Card.
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    Purchase Intro APR
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See Another Credit Cards in the Bank

TD Bank Cash℠ is an option for those, who need Classic features. With an APR of 19.24% - 29.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With TD Bank Cash℠ you will get such features as No Annual Fee, Cashback, Payment Flexibility, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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