First Class℠ Visa Signature® from TD Bank
First Class℠ Visa Signature® from TD Bank - all information about the credit card.
Updated October 20, 2023
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Recommended credit score
Good to Excellent (670-799)
- Rewards Rate:
- 3x First Class miles on travel and dining purchases, including flights, hotels, car rentals, cruises and dining.
- 1x First Class miles on all other purchases.
- Intro Offer:
- 25,000x Bonus miles (equals a $250 statement credit) when you spend $3,000 within the first 6 billing cycles.
- Annual Fee:$0 for the first year
$89 thereafter - Purchase Intro APR:None
- Regular APR:18.49% Variable
- Balance Transfer APR:18.49% Variable
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TD Bank First Class℠ Visa Signature® Rewards Calculator
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All benefits
- Miles
- 3x On travel and dining purchases, including flights, hotels, car rentals, cruises and dining.
- 1x On all other purchases.
- Travel
- Visa concierge:
- Your 24/7 Visa concierge can assist you with travel planning, entertainment, sending a gift to someone special and more.
- Roadside Dispatch®:
- Access 24/7 roadside service with this pay-per-use program.
- Travel and emergency assistance services:
- A single phone call gets you the help that you need anywhere in the world.
- Lost luggage reimbursement:
- When you pay for your common carrier ticket with your TD Bank Visa Credit card you can be reimbursed up to $3,000 for your checked or carry-on luggage if your luggage is lost due to theft or misdirection by the Common Carrier.
- Visa luxury hotel collection:
- Enjoy special guest status at Visa Signature Luxury Hotel properties all around the world.
- Signature experience benefits:
- Discover premium benefits at golf courses around the world and exclusive access to select Sonoma County wineries.
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 18.49% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for the first 12 billing cycles after Account opening
- Balance Transfers APR
- 18.49% Variable
- APR for Cash Advances
- 30.49% Variable
- How to Avoid Paying Interest
- Your due date is at least 25 days after the close of each billing cycle. You will not be charged any interest on purchases if you pay your entire balance by the due date each month.
Fees
- Annual Fee
- $0 for the first year
$89 thereafter
- $0 for the first year
- Fees for Balance Transfer
- Either $5 or 3% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 3% of the amount of each cash advance, whichever is greater
- Return Payment
- Up to $40
- Late Payment
- Up to $40
Pros & Cons
Pros:
- Intro APR period on balance transfers
- No Foreign Transaction Fee
Cons:
- No Intro APR period on purchases
Features
- No foreign transaction fees
- Payment Flexibility
- Fraud Protection
- Rewards
- Purchase Protection
- Travel
- Airline
- Lost Luggage Reimbursement
- 24/7 Travel Assistant
- Good Credit
- Excellent Credit
About the issuer
TD Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
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Recommended credit score
Good to Excellent (670-799)
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- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- N/A%Purchase Intro APR
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Good credit score
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Recommended credit score
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- 14.99% - 29.99%Regular APR
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- N/A%Purchase Intro APR
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See Another Credit Cards in the Bank
TD Bank First Class℠ Visa Signature® is an option for those, who need Classic features. With an APR of 18.49% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With TD Bank First Class℠ Visa Signature® you will get such features as No foreign transaction fees, Payment Flexibility, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Capital One Spark Cash Select for Excellent Credit
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