First Phase Visa® from The Bank of Missouri Review
First Phase Visa® from The Bank of Missouri — all information about the credit card.
Updated July 13, 2022
Apply now
Recommended credit score
No Credit History to Poor (0-579)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$75 for the first year
$48 thereafter - Purchase Intro APR:None
- Regular APR:34.99%
- Balance Transfer APR:None
Show more
We recommend more cards
First Access Visa® Card
$75.00 for the 1st year, $48.00 after
Annual Fee
35.99%
Regular APR
1%
Earn 1% cash back rewards on payments made to your First Access Credit Card.
Apply now
On the First Access Visa® Card secure website
Total Visa® Card
$75.00 for the 1st year, $48.00 after
Annual Fee
35.99%
Regular APR
1%
Cash Back on all purchases.
Apply now
On the Total Visa® Card secure website
Secured Visa® Gold Preferred® Credit Card
Applied Bank®
$48
Annual Fee
9.99%
Regular APR
This card doesn't offer cash back, miles or points.
Apply now
On Applied Bank®‘s site
Rate and fee information
- Purchase Intro APR
- None
- Purchase APR
- 34.99%
- Intro Balance Transfer APR
- None
- Balance Transfers APR
- None
- APR for Cash Advances
- 34.99%
- How to Avoid Paying Interest
- Your due date will be a minimum of 25 days after the close of each billing cycle. You will not be charged interest on new purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances on the post date.
Fees
- Annual Fee
- $75 for the first year
$48 thereafter
- $75 for the first year
- Fees for Cash Advances
- None for first year (introductory). After that, either $10.00 or 3% of the amount of each cash advance, whichever is greater
- Return Payment
- Up to $40
- Late Payment
- Up to $40
Pros & Cons
Pros:
- Build your credit
Cons:
- Annual Fee
- Balance transfers are not available
- High APR
- No Intro APR period
Features
- Fraud Protection
- Poor Credit
About the issuer
The Bank of Missouri has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Merrick Bank Secured Credit Card
Recommended credit score
No Credit History to Poor (0-579)
- $36Annual Fee
- 22.70%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On Merrick Bank‘s site
Unsecured
Destiny® Mastercard®
First Electronic Bank
Recommended credit score
No Credit History to Fair (0-669)
- *see terms*Annual Fee
- 35.90%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On First Electronic Bank‘s site
Single mom, Without SSN
Capital One Platinum Secured Credit Card
Recommended credit score
No Credit History to Poor (0-579)
- NoneAnnual Fee
- 29.99%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Learn more
on our partner’s site
See Another Credit Cards in the Bank
The Bank of Missouri First Phase Visa® is an option for those, who need Classic features. With an APR of 34.99% and $75 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With The Bank of Missouri First Phase Visa® you will get such features as Fraud Protection, Poor Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Best for Unsecured
FIT™ Platinum Mastercard®
Recommended credit score
No Credit History to Poor (0-579)
- $99Annual Fee
- 29.99%Regular APR
- This card doesn't offer cash back, miles or points.
- NonePurchase Intro APR
Apply now
On Continental Finance site