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Ollo Optimum Mastercard® from The Bank of Missouri Review

Ollo Optimum Mastercard® from The Bank of Missouri — all information about the credit card.

Updated November 20, 2023
Advertiser Disclosure Our Methodology
The Bank of Missouri Ollo Optimum Mastercard®
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Our Rating:
4.17 out of 5
scorer
Recommended credit score
Fair to Good (580-739)
  • Rewards Rate:
    • 2.5% Cash Back on all purchases.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $0 - $39 annually
  • Purchase Intro APR:
    0% Introductory APR for 15 months on Purchases
  • Regular APR:
    24.99% Variable
  • Balance Transfer APR:
    24.99% Variable
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The Bank of Missouri Ollo Optimum Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2%
All purchases
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All benefits

  • Cash back
    • 2.5% On all purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 15 months on Purchases
  • Purchase APR
    • 24.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for 15 months on Balance Transfers
  • Balance Transfers APR
    • 24.99% Variable
  • APR for Cash Advances
    • 24.99% - 28.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 25 days after the close of each billing cycle. You will not be charged interest on Purchases if you pay your entire balance by the due date each month. You will be charged interest on Cash Advances and Balance Transfers on the transaction date.

Fees

  • Annual Fee
    • $0 - $39 annually
  • Fees for Balance Transfer
    • 4% or $5, whichever is greater
  • Fees for Cash Advances
    • 5% or $10, whichever is greater
  • Return Payment
    • None
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Foreign Transaction Fee
  • Intro APR
Cons:
  • High APR

Features

Classic
Mastercard
  • 0% Intro APR
  • No foreign transaction fees
  • Cashback
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Fair Credit
  • Good Credit

About the issuer

The Bank of Missouri
The Bank of Missouri has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

The Bank of Missouri Ollo Optimum Mastercard® is an option for those, who need Classic features. With an APR of 24.99% and $0 - $39 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Good (580-739) credit score. With The Bank of Missouri Ollo Optimum Mastercard® you will get such features as 0% Intro APR, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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