USES

SoFi from The Bank of Missouri Review

SoFi from The Bank of Missouri ā€” all information about the credit card.

Updated November 20, 2023
Advertiser Disclosure Our Methodology
The Bank of Missouri SoFi
Apply now
Our Rating:
4.73 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 2% Cash Back per $1 spent on eligible purchases.
  • Intro Offer:
    • 3% Cash Back on your credit card for a year with direct deposit.
    • $300 Earn $300 when you fund an Invest account as well as a Checking and Savings account after getting approved for the SoFi Credit Card.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    20.24% - 29.99% Variable
  • Balance Transfer APR:
    20.24% - 29.99% Variable
Show more

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The Bank of Missouri SoFi Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
2%
All purchases
$
Have you already recieved the The Bank of Missouri intro bonus?
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All benefits

  • Cash back
    • 2% On eligible purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 20.24% - 29.99% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 20.24% - 29.99% Variable
  • APR for Cash Advances
    • 32.24% Variable
  • How to Avoid Paying Interest
    • Your due date is 25 days after the close of each billing cycle. You will not be charged interest on purchases made during the most recent billing cycle if you pay your entire balance (adjusted for any financing plan, if applicable) in full on or before the due date each month. You will be charged interest on cash advances and balance transfers on the transaction date.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • The greater of $10 or 5% of the Balance Transfer
  • Fees for Cash Advances
    • The greater of $10 or 5% of the Cash Advance
  • Return Payment
    • None
  • Late Payment
    • Up to $41
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • No Intro APR period

Features

Classic
Mastercard
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Rewards
  • Good Credit
  • Excellent Credit

About the issuer

The Bank of Missouri
The Bank of Missouri has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

The Bank of Missouri SoFi is an option for those, who need Classic features. With an APR of 20.24% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With The Bank of Missouri SoFi you will get such features as No Annual Fee, No foreign transaction fees, Cashback, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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