USES

AARP® Essential Rewards Mastercard® from Barclays Bank Delaware Review

AARP® Essential Rewards Mastercard® from Barclays Bank Delaware — all information about the credit card.

Updated November 28, 2023
Advertiser Disclosure Our Methodology
Barclays Bank Delaware AARP® Essential Rewards Mastercard®
Apply now
Our Rating:
4.78 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 3% Cash Back on gas and drug store purchases (excluding Target and Walmart).
    • 2% Cash Back on eligible Medical expenses.
    • 1% Cash Back on all other purchases.
  • Intro Offer:
    • $100 Cash Back Bonus after spending $500 on purchases in the first 90 days.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    21.99% - 29.99% Variable
  • Balance Transfer APR:
    21.99% - 29.99% Variable
Show more

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Barclays Bank Delaware AARP® Essential Rewards Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3%
Gas
$
3%
Drug Store purchases
$
1%
All other purchases
$
Have you already recieved the Barclays Bank Delaware intro bonus?
Calculate
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All benefits

  • Cash back
    • 3% On gas and drug store purchases (excluding Target and Walmart).
    • 2% On eligible Medical expenses.
    • 1% On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 21.99% - 29.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening
  • Balance Transfers APR
    • 21.99% - 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $5 or 3% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $39
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
Cons:
  • High APR
  • No Intro APR period on purchases
  • Foreign Transaction Fee

Features

Classic
Mastercard
  • No Annual Fee
  • Cashback
  • Fraud Protection
  • Rewards
  • Excellent Credit

About the issuer

Barclays Bank Delaware
Barclays Bank Delaware has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Barclays Bank Delaware AARP® Essential Rewards Mastercard® is an option for those, who need Classic features. With an APR of 21.99% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Barclays Bank Delaware AARP® Essential Rewards Mastercard® you will get such features as No Annual Fee, Cashback, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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