USES

RCI® Elite Rewards® Mastercard® from Barclays Bank Delaware Review

RCI® Elite Rewards® Mastercard® from Barclays Bank Delaware — all information about the credit card.

Updated November 27, 2023
Advertiser Disclosure Our Methodology
Barclays Bank Delaware RCI® Elite Rewards® Mastercard®
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Our Rating:
3.95 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 5x Rewards for every $1 spent on all eligible RCI purchases.
    • 2x Rewards for every $1 spent on all eligible travel purchases.
    • 1x Rewards for every $1 spent on all other purchases.
  • Intro Offer:
    • 2,500x Bonus Rewards after your first purchase – that’s worth $25 in RCI Member Rewards℠.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    20.99% - 29.99% Variable
  • Balance Transfer APR:
    20.99% - 29.99% Variable
Show more

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Barclays Bank Delaware RCI® Elite Rewards® Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
5X
RCI purchases
$
2X
Travel
$
1X
All other purchases
$
Have you already recieved the Barclays Bank Delaware intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 5x For every $1 spent on all eligible RCI purchases.
    • 2x For every $1 spent on all eligible travel purchases.
    • 1x For every $1 spent on all other purchases.
  • Travel
    • $250 Vacation credit towards one RCI vacation when you spend $10,000 in net purchases each calendar year.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 20.99% - 29.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening
  • Balance Transfers APR
    • 20.99% - 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $5 or 3% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $40
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • Intro APR period on balance transfers
  • No Foreign Transaction Fee
Cons:
  • No Intro APR period on purchases

Features

Classic
Mastercard
  • No Annual Fee
  • No foreign transaction fees
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Travel
  • Good Credit
  • Excellent Credit

About the issuer

Barclays Bank Delaware
Barclays Bank Delaware has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

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See Another Credit Cards in the Bank

Barclays Bank Delaware RCI® Elite Rewards® Mastercard® is an option for those, who need Classic features. With an APR of 20.99% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Barclays Bank Delaware RCI® Elite Rewards® Mastercard® you will get such features as No Annual Fee, No foreign transaction fees, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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