USES

Upromise® Mastercard® from Barclays Bank Delaware Review

Upromise® Mastercard® from Barclays Bank Delaware — all information about the credit card.

Updated November 28, 2023
Advertiser Disclosure Our Methodology
Barclays Bank Delaware Upromise® Mastercard®
Apply now
Our Rating:
3.67 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.529% Cash Back rewards on your purchases when your Upromise Program account is linked to an eligible College Savings Plan.
    • 1.25% Bonus Cash Back rewards on your purchases if your Upromise Program account is not linked to a College Savings Plan.
  • Intro Offer:
    • $100 Bonus Cash Back rewards after spending $500 on purchases in the first 90 days.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    None
  • Regular APR:
    20.24% - 29.99% Variable
  • Balance Transfer APR:
    20.24% - 29.99% Variable
Show more

We recommend more cards

Quicksilver Capital One
Capital One Quicksilver Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Capital One Spark Cash Select for Excellent Credit
Capital One Spark Cash Select for Excellent Credit
None
Annual Fee
18.49% - 24.49%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
Learn more
on our partner’s site
Quicksilver Student Cash Rewards Capital One
Capital One Quicksilver Student Cash Rewards Credit Card
None
Annual Fee
19.99% - 29.99%
Regular APR
1.5%
Cash Back on all purchases.
Learn more
on our partner’s site
Apply now

Barclays Bank Delaware Upromise® Mastercard® Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.529%
All purchases
$
Have you already recieved the Barclays Bank Delaware intro bonus?
Calculate
Show less details

All benefits

  • Cash back
    • 1.529% On your purchases when your Upromise Program account is linked to an eligible College Savings Plan.
    • 1.25% On your purchases if your Upromise Program account is not linked to a College Savings Plan.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 20.24% - 29.99% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening
  • Balance Transfers APR
    • 20.24% - 29.99% Variable
  • APR for Cash Advances
    • 29.99% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 23 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $5 or 3% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Return Payment
    • Up to $40
  • Late Payment
    • Up to $40
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
  • Intro APR period on balance transfers
Cons:
  • No Intro APR period on purchases

Features

Classic
Mastercard
  • No Annual Fee
  • No foreign transaction fees
  • Fraud Protection
  • Rewards
  • Free Credit Score
  • Purchase Protection
  • Student
  • Good Credit
  • Excellent Credit

About the issuer

Barclays Bank Delaware
Barclays Bank Delaware has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Good credit score
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
4.35 out of 5
Recommended credit score
score
Fair to Excellent (580-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 1.5%
    Cash Back on payments.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website
Low income
Upgrade Triple Cash Rewards Visa® Upgrade
Upgrade Triple Cash Rewards Visa®
4.06 out of 5
Recommended credit score
score
Good to Excellent (670-799)
  • None
    Annual Fee
  • 14.99% - 29.99%
    Regular APR
  • 3%
    Cash Back on Home, Auto and Health categories.
  • None
    Purchase Intro APR
Apply now
On Upgrade‘s website
Fair credit
QuicksilverOne Capital One
Capital One QuicksilverOne Cash Rewards Credit Card
3.6 out of 5
Recommended credit score
score
Fair to Good (580-739)
  • $39
    Annual Fee
  • 29.99%
    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • None
    Purchase Intro APR
Learn more
on our partner’s site

See Another Credit Cards in the Bank

Barclays Bank Delaware Upromise® Mastercard® is an option for those, who need Classic features. With an APR of 20.24% - 29.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Barclays Bank Delaware Upromise® Mastercard® you will get such features as No Annual Fee, No foreign transaction fees, Fraud Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you
Capital One® Spark Cash Plus
Capital One Spark Cash Plus
3.62 out of 5
Recommended credit score
scorer
Excellent (740-799)
  • $150
    Annual Fee
  • None *
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None *
    Purchase Intro APR
Learn more
on our partner’s site