USES

Cash Rewards Visa® Signature from Regions Review

Cash Rewards Visa® Signature from Regions — all information about the credit card.

Updated November 13, 2023
Advertiser Disclosure Our Methodology
Regions Cash Rewards Visa® Signature
Apply now
Our Rating:
3.95 out of 5
scorer
Recommended credit score
Good to Excellent (670-799)
  • Rewards Rate:
    • 1.5% Cash Back on all purchases.
  • Intro Offer:
    • $200 You can earn $100 in bonus Cash Rewards when your net purchases in the first 90 days total at least $500, and an additional $100 in bonus Cash Rewards when those net purchases total at least $1,000.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Intro APR for 12 months on purchases that post in the same period
  • Regular APR:
    19.24% - 29.24% Variable
  • Balance Transfer APR:
    19.24% - 29.24% Variable
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Regular APR
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Upgrade Triple Cash Rewards Visa® Upgrade
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Regular APR
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Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
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Apply now

Regions Cash Rewards Visa® Signature Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
1.5%
All purchases
$
Have you already recieved the Regions intro bonus?
Calculate
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All benefits

  • Cash back
    • 1.5% On all purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Intro APR for 12 months on purchases that post in the same period
  • Purchase APR
    • 19.24% - 29.24% Variable
  • Intro Balance Transfer APR
    • 0% Intro APR for 12 months on balance transfers that post within 60 days of account opening
  • Balance Transfers APR
    • 19.24% - 29.24% Variable
  • APR for Cash Advances
    • 30.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 4% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
  • Intro APR period
Cons:
  • Extra Fees

Features

Classic
Visa
  • 0% Intro APR
  • No Annual Fee
  • No foreign transaction fees
  • Cashback
  • Fraud Protection
  • Rewards
  • Purchase Protection
  • Good Credit
  • Excellent Credit

About the issuer

Regions
Regions has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

Cash Back, 0 APR, No Annual Fee, Restaurants, Entertainment, Daily use
SavorOne Rewards Capital One
Capital One SavorOne Cash Rewards Credit Card
4.27 out of 5
Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 19.99% - 29.99%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • 0% Introductory APR for the first 15 months that your account is open
    Purchase Intro APR
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Capital One Spark Cash Select for Excellent Credit
Capital One Spark Cash Select for Excellent Credit
5 out of 5
Recommended credit score
score
Excellent (740-799)
  • None
    Annual Fee
  • 18.49% - 24.49%
    Regular APR
  • 5%
    Cash Back on hotels and rental cars booked through Capital One Travel.
  • None
    Purchase Intro APR
Learn more
on our partner’s site
Fair credit
QuicksilverOne Capital One
Capital One QuicksilverOne Cash Rewards Credit Card
3.6 out of 5
Recommended credit score
score
Fair to Good (580-739)
  • $39
    Annual Fee
  • 29.99%
    Regular APR
  • 1.5%
    Cash Back on every purchase.
  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

Regions Cash Rewards Visa® Signature is an option for those, who need Classic features. With an APR of 19.24% - 29.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With Regions Cash Rewards Visa® Signature you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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Recommended credit score
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    Annual Fee
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