Life Visa® from Regions Review
Life Visa® from Regions — all information about the credit card.
Updated November 13, 2023
Apply now
Recommended credit score
Excellent (740-799)
- Rewards Rate:
- This card doesn't offer cash back, miles or points.
- Intro Offer:
- No current offer.
- Annual Fee:$0
- Purchase Intro APR:0% Introductory APR for 15 Months
- Regular APR:17.24% - 27.24% Variable
- Balance Transfer APR:17.24% - 27.24% Variable
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Regular APR
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All benefits
- Travel
- Travel & Emergency Assistance:
- Travel assistance provides support services in case of an emergency while traveling.
- Auto Rental Collision Damage Waiver:
- Collision Damage Waiver is a type of protection that limits how much a car hire company will charge for repairs.
Rate and fee information
- Purchase Intro APR
- 0% Introductory APR for 15 Months
- Purchase APR
- 17.24% - 27.24% Variable
- Intro Balance Transfer APR
- 0% Introductory APR for 15 Months
- Balance Transfers APR
- 17.24% - 27.24% Variable
- APR for Cash Advances
- 30.24% Variable
- How to Avoid Paying Interest
- Your due date is at least 21 days after the close of each billing cycle.
Fees
- Annual Fee
- $0
- Fees for Balance Transfer
- Either $10 or 4% of the amount of each transfer, whichever is greater
- Fees for Cash Advances
- Either $10 or 4% of the amount of each cash advance, whichever is greater
- Late Payment
- Up to $39
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
- Intro APR period
Cons:
- No rewards
Features
- 0% Intro APR
- No Annual Fee
- No foreign transaction fees
- Fraud Protection
- Purchase Protection
- Extended Warranty Protection
- Excellent Credit
About the issuer
Regions has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Good credit score
Upgrade Cash Rewards Visa®
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 1.5%Cash Back on payments.
- N/A%Purchase Intro APR
Apply now
On Upgrade‘s website
Low income
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Good to Excellent (670-799)
- NoneAnnual Fee
- 14.99% - 29.99%Regular APR
- 3%Cash Back on Home, Auto and Health categories.
- N/A%Purchase Intro APR
Apply now
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Divvy
Cross River Bank
Recommended credit score
Fair to Excellent (580-799)
- NoneAnnual Fee
- NoneRegular APR
- 2x - 7x:Points on restaurants.
- NonePurchase Intro APR
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On Cross River Bank‘s site
See Another Credit Cards in the Bank
Regions Life Visa® is an option for those, who need Classic features. With an APR of 17.24% - 27.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Regions Life Visa® you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Capital One Spark Cash Select for Excellent Credit
Recommended credit score
Excellent (740-799)
- NoneAnnual Fee
- 18.49% - 24.49%Regular APR
- 5%Cash Back on hotels and rental cars booked through Capital One Travel.
- NonePurchase Intro APR
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