USES

Prestige Visa® Signature from Regions Review

Prestige Visa® Signature from Regions — all information about the credit card.

Updated November 13, 2023
Advertiser Disclosure Our Methodology
Regions Prestige Visa® Signature
Apply now
Our Rating:
4.57 out of 5
scorer
Recommended credit score
Excellent (740-799)
  • Rewards Rate:
    • 3x Relationship Rewards points per $1 spent on dining and entertainment purchases.
    • 2x Points on gas and groceries.
    • 1x Point on all other purchases.
  • Intro Offer:
    • 20,000x You can earn 10,000 bonus points, which can be redeemed for travel, merchandise, gifts cards or $100 cash when your net purchases made in the first 90 days total $500 or more. When those net purchases total at least $1,000, you'll earn an additional 10,000 bonus points.
  • Annual Fee:
    $0
  • Purchase Intro APR:
    0% Introductory APR for 12 months on purchases that post in the same period
  • Regular APR:
    18.24% - 28.24% Variable
  • Balance Transfer APR:
    18.24% - 28.24% Variable
Show more

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Regions Prestige Visa® Signature Rewards Calculator

How do you record your expenses?
Enter your monthly spendings on:
3X
Dining
$
3X
Entertainment
$
2X
Gas
$
2X
Groceries
$
1X
All other purchases
$
Have you already recieved the Regions intro bonus?
How would you like to redeem points?
Calculate
Show less details

All benefits

  • Points
    • 3x On dining and entertainment purchases.
    • 2x On gas and groceries.
    • 1x On all other purchases.

Rate and fee information

  • Purchase Intro APR
    • 0% Introductory APR for 12 months on purchases that post in the same period
  • Purchase APR
    • 18.24% - 28.24% Variable
  • Intro Balance Transfer APR
    • 0% Introductory APR for 12 months on balance transfers that post within 60 days of account opening
  • Balance Transfers APR
    • 18.24% - 28.24% Variable
  • APR for Cash Advances
    • 30.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle.

Fees

  • Annual Fee
    • $0
  • Fees for Balance Transfer
    • Either $10 or 4% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Annual Fee
  • No Foreign Transaction Fee
Cons:
  • Points expire after 36 months

Features

Classic
Visa
  • 0% Intro APR
  • No Annual Fee
  • No foreign transaction fees
  • Fraud Protection
  • Rewards
  • Bonus points
  • Purchase Protection
  • Excellent Credit

About the issuer

Regions
Regions has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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Recommended credit score
score
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  • *see terms*
    Annual Fee
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    Regular APR
  • This card doesn't offer cash back, miles or points.
  • None
    Purchase Intro APR
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First Progress Platinum Prestige Mastercard® Secured Synovus Bank
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Recommended credit score
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  • $49
    Annual Fee
  • 14.24%
    Regular APR
  • 1%
    Cash Back rewards on payments.
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    Purchase Intro APR
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The Owner’s Rewards Card by M1 Celtic Bank
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Recommended credit score
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    Annual Fee
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See Another Credit Cards in the Bank

Regions Prestige Visa® Signature is an option for those, who need Classic features. With an APR of 18.24% - 28.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Excellent (740-799) credit score. With Regions Prestige Visa® Signature you will get such features as 0% Intro APR, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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