USES

Explore Visa® from Regions Credit Card Review

Explore Visa® from Regions — all information about the credit card.

Updated November 13, 2023
Advertiser Disclosure Our Methodology
Regions Explore Visa®
Apply now
Our Rating:
1.84 out of 5
scorer
Recommended credit score
No Credit History to Poor (0-579)
  • Rewards Rate:
    • This card doesn't offer cash back, miles or points.
  • Intro Offer:
    • No current offer.
  • Annual Fee:
    $29 annually
  • Purchase Intro APR:
    None
  • Regular APR:
    28.24% Variable
  • Balance Transfer APR:
    28.24% Variable
Show more

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All benefits

  • Travel
    • Travel & Emergency Assistance:
    • Travel and Emergency Assistance Services are made available to help You in case of an emergency while You are traveling away from home.
    • Auto Rental Collision Damage Waiver:
    • Additional protection that reduces your liability for damage if your hire car is stolen or damaged.

Rate and fee information

  • Purchase Intro APR
    • None
  • Purchase APR
    • 28.24% Variable
  • Intro Balance Transfer APR
    • None
  • Balance Transfers APR
    • 28.24% Variable
  • APR for Cash Advances
    • 30.24% Variable
  • How to Avoid Paying Interest
    • Your due date is at least 21 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.

Fees

  • Annual Fee
    • $29 annually
  • Fees for Balance Transfer
    • Either $10 or 4% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances
    • Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Late Payment
    • Up to $39
View all Rates & Fees

Pros & Cons

Pros:
  • No Foreign Transaction Fee
Cons:
  • Annual Fee
  • High APR
  • No Intro APR period
  • No rewards

Features

Classic
Visa
  • No foreign transaction fees
  • Fraud Protection
  • Purchase Protection
  • Extended Warranty Protection
  • Poor Credit

About the issuer

Regions
Regions has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your

Compare with other cards

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4.2 out of 5
Recommended credit score
score
No Credit History to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Earn 1% cash back rewards on payments made to your First Access Credit Card.
  • None
    Purchase Intro APR
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Total Visa® Card The Bank of Missouri
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3.32 out of 5
Recommended credit score
score
Rebuilding Credit to Fair (0-669)
  • $75.00 for the 1st year, $48.00 after
    Annual Fee
  • 35.99%
    Regular APR
  • 1%
    Cash Back on all purchases.
  • None
    Purchase Intro APR
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First Progress Platinum Prestige Mastercard® Secured Synovus Bank
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Recommended credit score
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    Annual Fee
  • 14.49%
    Regular APR
  • 1%
    Cash Back rewards on payments.
  • None
    Purchase Intro APR
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See Another Credit Cards in the Bank

Regions Explore Visa® is an option for those, who need Classic features. With an APR of 28.24% and $29 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have No Credit History to Poor (0-579) credit score. With Regions Explore Visa® you will get such features as No foreign transaction fees, Fraud Protection, Purchase Protection, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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